RegSpec.com

Test anti-speculation regulations before they harm Brazilian markets

Score: 7.5/10BrazilMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Investors and the public repeatedly misunderstand the necessary role of speculation in markets, leading to fear-driven reactions and regulations after crashes like 1929 and 2008

Solution

RegSpec provides policymakers and analysts with a modeling tool to predict outcomes of proposed regulations targeting speculation, using historical precedents from 1929, 2008, and Brazilian crises. It highlights unintended consequences and demonstrates speculation's role in price discovery and liquidity.

Target Audience

Brazilian investors, financial professionals, and policymakers following economic history

Differentiator

Pre-loaded econometric models validated against actual outcomes of past Brazilian regulations (IOF tax changes, circuit breakers, etc.) with one-click comparison to real historical results.

Brand Voice

objective and data-driven

Features

Regulation Builder

must-have65h

No-code interface to define rules on leverage, derivatives, short-selling etc

Historical Model Library

must-have55h

20+ validated models from past Brazilian and global regulatory interventions

Impact Simulator

must-have80h

Runs Monte Carlo style simulations across multiple economic scenarios

Metrics Dashboard

must-have45h

Visualizes impacts on liquidity, volatility, capital formation and innovation proxies

Policy Report Generator

must-have40h

Creates professional PDF briefs with citations and historical comparisons

Actual vs Simulated Comparison

must-have50h

Compare your regulation against what actually happened in past similar rules

Stakeholder Impact Analysis

nice-to-have35h

Breaks down effects on retail investors, institutions, and government revenue

Collaboration Mode

nice-to-have50h

Real-time editing and commenting for policy teams

Sensitivity Analysis

nice-to-have45h

Test how robust outcomes are to different assumptions

ML Outcome Predictor

future110h

Train on user simulations to improve future predictions

Total Build Time: 575 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
organizationtextYes
roletextNo
created_attimestampNo

Relationships:

  • id referenced in simulations.user_id and reports.user_id

historical_models

ColumnTypeNullable
iduuidNo
nametextNo
crisistextNo
regulation_descriptiontextNo
actual_outcomestextNo
model_parameterstextNo

Relationships:

  • id referenced in simulations.base_model_id

simulations

ColumnTypeNullable
iduuidNo
user_iduuidNo
base_model_iduuidYes
regulation_parameterstextNo
resultstextNo
created_attimestampNo

Relationships:

  • user_id -> users.id
  • base_model_id -> historical_models.id

reports

ColumnTypeNullable
iduuidNo
user_iduuidNo
simulation_iduuidNo
titletextNo
contenttextYes
generated_attimestampNo

Relationships:

  • user_id -> users.id
  • simulation_id -> simulations.id

API Endpoints

POST
/api/simulate

Run economic impact simulation for a proposed regulation

🔒 Auth Required
GET
/api/models

Retrieve historical regulatory models

🔒 Auth Required
POST
/api/reports

Generate policy report from simulation results

🔒 Auth Required
POST
/api/benchmark

Compare proposed rule against actual historical regulation outcomes

🔒 Auth Required

Tech Stack

Frontend
Remix.run + Tailwind + Radix UI
Backend
Remix loaders and actions
Database
PostgreSQL on AWS RDS
Auth
Clerk
Payments
Mercado Pago
Hosting
Fly.io
Additional Tools
PrismaZodRechartsPapa Parse for CSV model imports

Build Timeline

Week 1: Foundation and data modeling

45h
  • Remix project setup
  • Database schema with seed data for Brazilian crises
  • Auth integration

Week 2: Historical models and regulation builder

50h
  • Historical model library UI
  • No-code regulation parameter form

Week 3: Core simulation engine

55h
  • Basic simulation mathematics and visualization backend
  • First working prototype

Week 4: Advanced visualizations and metrics

50h
  • Impact dashboard with 8 key metrics
  • Comparison charts

Week 5: Report generation and benchmarking

45h
  • PDF report builder with citations
  • Historical actual vs simulated views

Week 6: Collaboration, sensitivity and polish

50h
  • Real-time collaboration using PartyKit
  • Sensitivity analysis module
  • UI refinement

Week 7: Payments, permissions and enterprise features

35h
  • Mercado Pago + tier gating
  • Team workspace functionality

Week 8: Content, validation and testing

40h
  • Seed 15 Brazilian regulatory cases
  • Economist validation sessions
  • Bug fixing

Week 9: Launch readiness

30h
  • Landing page with policy demo
  • Documentation and video tutorials
  • SEO and analytics
Total Timeline: 9 weeks • 420 hours

Pricing Tiers

Free

$0/mo

3 simulations/month

  • 3 simulations per month
  • Basic models only
  • Watermarked reports

Pro

$22/mo

None

  • Unlimited simulations
  • All historical models
  • Full report generator
  • Benchmarking tool
  • Export without watermark

Enterprise

$99/mo

Custom

  • Everything in Pro
  • Custom model creation
  • Team workspaces
  • Priority economist support
  • API access

Revenue Projections

MonthUsersConversionMRRARR
Month 19518%$376$4,512
Month 668021%$3,160$37,920

Unit Economics

$45
CAC
$420
LTV
3%
Churn
79%
Margin
LTV:CAC Ratio: 9.3xExcellent!

Landing Page Copy

Regulate Smarter. Speculate Wisely.

Model the real impact of anti-speculation rules using Brazil's own economic history before they become law.

Feature Highlights

Test regulations before they backfire
Validated against real Brazilian outcomes
Professional policy briefs in minutes
Built for CVM, Central Bank and Congress advisors

Social Proof (Placeholders)

"'Prevented us from recommending a rule that failed in 2013' - Senior Advisor, Ministry of Finance"
"'The historical benchmarking feature is game-changing' - FGV Economist"

First Three Customers

Direct outreach to 40 economic advisors and analysts working with Brazilian Congress members and CVM using LinkedIn Sales Navigator, offering free Enterprise trials with personalized onboarding. Partner with two major Brazilian think tanks (FGV and IBRE) to co-host webinars demonstrating the tool on current hot regulatory topics. Present the platform to the Brazilian Association of Financial Institutions (ABBC) policy committee.

Launch Channels

LinkedIn (target Brazilian policymakers)ProductHuntTwitter/X targeting #Economia and #RegulaçãoFGV and Insper alumni networksBrazilian policy podcasts

SEO Keywords

simulador regulação financeiraimpacto regulação especulaçãolições históricas regulação brasilmodelagem crashes 1929 2008cvm novas regras simulação

Competitive Analysis

Institutional only
Strength

Very sophisticated global economic models

Weakness

Not focused on speculation specifically or Brazilian regulatory history

Our Advantage

Purpose-built for speculation regulation questions with Brazilian data

World Bank DREAM

https://worldbank.org
Enterprise
Strength

Strong development economics focus

Weakness

Too general, complex interface, not tailored for rapid policy testing

Our Advantage

Simple no-code interface designed for busy Brazilian policymakers

🏰 Moat Strategy

Dataset of validated Brazilian regulatory intervention outcomes that grows more accurate as more policymakers use and validate the models.

⏰ Why Now?

Brazil is currently debating multiple new rules around crypto, offshore investments, and market circuit breakers while memories of past regulatory mistakes are still fresh after the 2022-2023 volatility.

Risks & Mitigation

markethigh severity

Policymakers slow to adopt new tools

Mitigation

Start with think tanks and academics who influence policy, then move up to government users

technicalmedium severity

Models perceived as overly simplistic

Mitigation

Partner with Brazilian economists for initial model validation and publish methodology transparently

legalmedium severity

Being seen as trying to influence regulation

Mitigation

Position strictly as educational and simulation tool with strong disclaimers

Validation Roadmap

pre-build16 days

Interview 12 Brazilian economists and 8 current/former policymakers

Success: Clear demand for such a tool and feedback on most useful historical cases

mvp25 days

Build functional prototype with 5 Brazilian historical cases and test with validation group

Success: At least 70% say they would use it regularly for their work

launch40 days

Soft launch to think tank partners before public ProductHunt launch

Success: First 3 paid Enterprise customers and 15 Pro users

Pivot Options

  • Expand to regulatory compliance testing for fintechs
  • Become a training platform for new economic analysts
  • White-label simulation engine for consulting firms

Quick Stats

Build Time
420h
Target MRR (6 mo)
$3,200
Market Size
$6.5M
Features
10
Database Tables
4
API Endpoints
4