Proxy US Stripe payments for your fintech MVP—no accounts needed
Non-US solo founders cannot secure US banking partnerships or Stripe accounts, blocking their core fintech product development.
PayRelayPro hosts white-label Stripe checkouts and relays transactions to your backend using our US accounts. Non-US founders embed payments instantly, we handle compliance/KYC. Scale to real Stripe migration seamlessly with transaction logs.
Non-US solo founders building fintech products
Fintech-specific flows (subscriptions, payouts) with 1% + Stripe fee only on live transactions
professional
Custom Stripe-like UIs
Forward events to your endpoints
Full logs and refunds
Your domain/logo
Recurring billing proxy
Mock ACH payouts
Revenue metrics
Checkout variants
Export for Stripe import
Global support
Basic scoring
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| webhook_url | text | Yes |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| checkout_id | text | No |
| status | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| relay_id | uuid | No |
| amount | int | No |
| status | text | No |
| stripe_id | text | Yes |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| stripe_sub_id | text | No |
Relationships:
/api/relaysCreate payment relay
/api/relays/:idGet relay config
/api/transactions/:relayIdList transactions
/api/refund/:txnIdProcess refund
/api/webhooks/stripeRelay Stripe events
No subs
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 100 | 3% | $105 | $1,260 |
| Month 6 | 800 | 6% | $1,680 | $20,160 |
Proxy Stripe for non-US fintechs—embed, relay, scale.
Share launch tweet with demo video on Twitter #fintech #solofounder, crosspost to r/stripe and fintech Discords, offer beta free to first 3 validators.
Global billing
Not fintech-focused, no relay
Pure proxy for Stripe migration
Easy setup
SaaS only, no custom flows
Fintech-specific + lower fixed fee
Transaction data moat for better fraud models + switching costs
Stripe Atlas waitlists growing, non-US fintech boom post-AI
Stripe TOS violation
Transparent proxy, user owns data
Chargeback losses
Reserve fund + fraud checks
Success: 100 emails
Success: $1k processed
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