Instant on-demand insurance for your next gig – activate coverage in seconds.
Gig economy freelancers are frustrated by outdated insurtech platforms lacking short-term coverage and flexible plans tailored to irregular work patterns.
GigShield lets freelancers buy short-term insurance tailored to each gig's duration, location, and risk level. Users input gig details via a quick form, get instant quotes from partnered insurers, and activate coverage with one click. No long-term commitments or paperwork – just flexible protection that matches irregular workflows.
Gig economy freelancers with irregular, project-based work needing adaptable insurance
True per-gig activation with AI-risk scoring for quotes under 30 seconds, unlike annual policies from traditional insurtech.
supportive
Input gig details (duration, type, location) for instant personalized quotes.
Purchase and activate policy directly from quote.
View active, past, and upcoming coverages with status updates.
Secure Stripe checkout for one-off or recurring gigs.
Notifications for expiring coverage and upcoming gigs.
Track all past gigs and associated policies.
Full functionality on phones for on-the-go freelancers.
Quick quiz refines quotes based on user experience.
Show quotes from multiple providers side-by-side.
Import gigs from Google Calendar.
Bot for policy questions.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| name | text | Yes |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| title | text | No |
| duration_hours | int | No |
| location | text | Yes |
| risk_score | int | Yes |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| gig_id | uuid | No |
| quote_amount | int | No |
| status | text | No |
| expires_at | timestamp | Yes |
| created_at | timestamp | No |
Relationships:
/api/gigsCreate new gig and generate quote
/api/gigs/:id/activateActivate policy for gig
/api/policiesList user policies
/api/users/dashboardFetch user dashboard data
/api/gigsList user gigs
No activations
Up to 20 gigs/month
None
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 100 | 2% | $74 | $888 |
| Month 6 | 800 | 5% | $1,480 | $17,760 |
GigShield delivers short-term insurance quotes in seconds, tailored to your freelance hustle.
Post in r/gigeconomy and Upwork forums offering free first-month Pro access for beta testers. DM 20 active freelancers on LinkedIn searching 'gig worker' keywords. Share a demo video on Twitter with #FreelanceInsurance targeting 100 views.
Quick quotes
Limited to specific categories, no dashboard
Gig-specific AI scoring + full policy management
Data from user gigs builds proprietary risk models for better pricing over time.
Gig economy booming post-pandemic with 36% of workforce freelancing; insurtech slow to adapt to micro-coverages.
Insurance regulations vary by state
Partner with licensed brokers from day 1, limit to US initially
Low awareness of need
Educate via content marketing in forums
Quote accuracy issues
Start with simple rules, iterate with user feedback
Success: 80% express interest in per-gig model
Success: 10 beta users activate coverage
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