AI credit scores for farmers to access input loans from any lender.
Farmers lack access to credit facilities, preventing them from purchasing high-quality inputs like seeds and fertilizers.
CropScoreFi analyzes satellite imagery, weather data, and mobile inputs to generate instant credit scores for smallholders. Farmers share their score with banks or suppliers for faster approvals and better rates. No paperwork – just a quick app scan.
Smallholder farmers without access to formal credit facilities
Alternative data credit scoring using free satellite + farmer selfies, hyper-focused on input seasons.
professional
Pin farm on map for satellite analysis.
Generate score using satellite, weather, and self-reported data.
Generate PDF/link to share with lenders.
View past scores and improvement tips.
List of partnered lenders accepting scores.
Simulate score boosts from better practices.
Push notifications on risks affecting score.
Score for multiple plots.
Lenders query scores programmatically.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| phone | text | No |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| farm_lat | float | No |
| farm_lng | float | No |
| score | int | No |
| generated_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| name | text | No |
| accepts_scores | bool | No |
| contact_url | text | Yes |
/api/scores/generateGenerate new credit score
/api/scoresList user scores
/api/scores/:id/shareGet shareable score report
/api/lendersList lenders
No history
1 farm
Unlimited
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 150 | 3% | $158 | $1,896 |
| Month 6 | 1,000 | 6% | $1,800 | $21,600 |
AI-powered scores using satellite data to unlock loans for inputs – trusted by lenders.
Partner with 2-3 agri-NGOs for farmer referrals; run Facebook ads in target regions targeting 'farm loans'; convert via free trial scores.
Mobile data scoring
Not farm-specific
Satellite + crop data for precise ag scores
Data moat from aggregated farm scores improving AI accuracy over time.
Satellite imagery free/cheap, AI advancements, and lender demand for alt data.
Satellite API reliability
Fallback to self-report + caching
Farmer adoption of GPS
Offline mode and voice assist
Success: 70% would use/share
Success: 2 approvals
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