Escrow service that kills COD fraud for Algerian shops.
Algerian ecommerce entrepreneurs lack access to international payment processors like PayPal and Stripe, forcing reliance on cash-on-delivery that spikes operational costs and fraud risks.
SafeDzEscrow holds buyer funds in local bank escrow until delivery confirmation, replacing risky COD. Sellers release funds post-proof-of-delivery upload, with disputes handled via simple arbitration. Reduces fraud losses by 80% while speeding up cash flow.
Algerian ecommerce entrepreneurs
Algeria-first escrow tailored for ecommerce with mobile POD uploads.
supportive
Lock funds for orders via bank transfer links.
Sellers upload delivery proof to release funds.
Buyers track escrow status and confirm delivery.
Simple 1-click disputes with admin review.
Link orders from any ecommerce platform.
SMS/email nudges for POD.
Handle multiple escrows at once.
Fraud stats and release history.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| role | text | No |
| created_at | timestamp | No |
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| seller_id | uuid | No |
| buyer_id | uuid | No |
| amount | int | No |
| status | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| escrow_id | uuid | No |
| evidence_url | text | Yes |
| resolved | bool | No |
Relationships:
/api/escrowsCreate escrow
/api/escrows/:id/podUpload POD
/api/disputesRaise dispute
/api/escrowsList user escrows
/api/bank-links/:id/confirmManual payment confirm
1% fee extra
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 60 | 4% | $74 | $888 |
| Month 6 | 350 | 6% | $777 | $9,324 |
Hold funds until POD. Buyers trust, sellers cash in fast.
Target COD-heavy shops on Ouedkniss classifieds; Offer free escrows for first 10 orders; Join Algerian WhatsApp ecommerce groups for pilots.
Global trust
No DZD/local support
Algeria banks + low fees
Network effects from buyer-seller matching data.
Rising ecommerce fraud post-COVID with gov't digital economy push.
Escrow licensing
Partner licensed banks
POD compliance
Simple UI + automation
Fund holding costs
Short hold times
Success: $ avg loss >50k DZD
Success: 100% resolution
Success: 20% referral rate
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