TogoTaxLink

Instantly connect mobile money to Togo's tax gateway for seamless digital payments.

Score: 7.5/10TGMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Togolese SMEs struggle to integrate mobile money services with government payment gateways, blocking efficient digital tax payments and public procurement participation.

Solution

TogoTaxLink provides a simple API bridge between popular Togolese mobile money services like Flooz and Moov Money and the government's DGI tax portal. SMEs can initiate tax payments directly from their dashboard with one-click approvals and instant confirmations. It eliminates manual integrations and reconciliation errors, enabling compliance in minutes.

Target Audience

Togolese small and medium-sized enterprises (SMEs)

Differentiator

First Togo-specific plug-and-play integrator tailored exclusively for DGI tax payments with pre-built compliance templates.

Brand Voice

professional

Features

Mobile Money Integration

must-have20h

Connect Flooz, Moov Money, and others for instant deposits.

Tax Payment Gateway

must-have25h

Direct API to DGI portal for tax submissions.

Payment Dashboard

must-have15h

Real-time view of payments, statuses, and receipts.

Auto-Reconciliation

must-have18h

Match mobile money txns with tax records automatically.

Invoice Generation

must-have12h

Create tax-compliant invoices linked to payments.

Bulk Payments

nice-to-have10h

Pay multiple tax obligations in one go.

Payment Scheduling

nice-to-have8h

Set recurring tax payments.

Export Reports

nice-to-have6h

Download CSV/PDF for accounting.

Total Build Time: 114 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
business_nametextNo
tax_idtextNo
created_attimestampNo

Relationships:

  • β€’ one-to-many with businesses

payments

ColumnTypeNullable
iduuidNo
user_iduuidNo
amountintNo
statustextNo
tax_typetextNo
receipt_urltextYes
created_attimestampNo

Relationships:

  • β€’ foreign key to users.id

integrations

ColumnTypeNullable
iduuidNo
user_iduuidNo
providertextNo
api_keytextYes
activeboolNo

Relationships:

  • β€’ foreign key to users.id

API Endpoints

POST
/api/payments

Initiate tax payment

πŸ”’ Auth Required
GET
/api/payments/:id

Get payment details

πŸ”’ Auth Required
POST
/api/integrations

Connect mobile money

πŸ”’ Auth Required
GET
/api/dashboard

Fetch user payments overview

πŸ”’ Auth Required

Tech Stack

Frontend
Next.js 14 + Tailwind + shadcn/ui
Backend
Next.js API routes + Supabase Edge Functions
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe (subscriptions) + Flooz/Moov APIs
Hosting
Vercel
Additional Tools
Resend (emails)Zod (validation)

Build Timeline

Week 1: Core auth and DB setup

25h
  • βœ“ User onboarding
  • βœ“ DB schema

Week 2: Integrations

30h
  • βœ“ Mobile money connect
  • βœ“ DGI mock API

Week 3: Payments MVP

28h
  • βœ“ Payment initiation
  • βœ“ Dashboard

Week 4: Polish and auth

20h
  • βœ“ Reconciliation
  • βœ“ Testing

Week 5: Nice-to-haves

15h
  • βœ“ Bulk payments
  • βœ“ Exports

Week 6: Landing and deploy

12h
  • βœ“ Landing page
  • βœ“ Deploy to Vercel
Total Timeline: 6 weeks β€’ 140 hours

Pricing Tiers

Free

$0/mo

Basic dashboard

  • βœ“1 integration
  • βœ“5 payments/mo

Pro

$37/mo
  • βœ“Unlimited integrations
  • βœ“Unlimited payments
  • βœ“Auto-reconciliation

Enterprise

$97/mo
  • βœ“All Pro + Bulk payments
  • βœ“Priority support
  • βœ“Custom integrations

Revenue Projections

MonthUsersConversionMRRARR
Month 1305%$56$672
Month 615012%$666$7,992

Unit Economics

$40
CAC
$400
LTV
5%
Churn
85%
Margin
LTV:CAC Ratio: 10.0xExcellent!

Landing Page Copy

Pay Togo Taxes Effortlessly with Mobile Money

Bridge Flooz/Moov to DGI gateway – no devs needed.

Feature Highlights

βœ“1-Click Payments
βœ“Instant Receipts
βœ“Auto Compliance
βœ“Secure & Local

Social Proof (Placeholders)

"Saved us hours on taxes! - Koffi Enterprises"
"Perfect for SMEs. - Afi Boutique"

First Three Customers

Reach out via LinkedIn to 50 Togolese SMEs in LomΓ© commerce groups, offering free setup and 1-month Pro trial. Follow up with WhatsApp demos tailored to their tax pain. Partner with local accountant associations for referrals.

Launch Channels

Product Huntr/SaaSTogo Business Facebook GroupsLinkedIn Togo SMEs

SEO Keywords

Togo tax payment mobile moneyDGI Flooz integrationpay taxes Togo online SME

Competitive Analysis

General Payment Gateways

paystack.com
Transaction fees
Strength

Reliable infra

Weakness

No Togo gov integration

Our Advantage

Togo-specific tax bridge

🏰 Moat Strategy

Exclusive pre-negotiated DGI API access and local mobile money partnerships building data moat on payment patterns.

⏰ Why Now?

Togo's 2023 digital tax mandate and rising mobile money adoption (80% penetration) create urgent demand.

Risks & Mitigation

legalmedium severity

Gov API changes

Mitigation

Monitor DGI updates quarterly

technicallow severity

Mobile money API downtime

Mitigation

Multi-provider fallback

Validation Roadmap

pre-build7 days

Interview 10 SMEs

Success: 80% confirm pain

mvp14 days

Beta test with 5 users

Success: 90% payment success

Pivot Options

  • β†’Expand to other W.A. countries
  • β†’Add invoicing tool

Quick Stats

Build Time
140h
Target MRR (6 mo)
$1,000
Market Size
$15.0M
Features
8
Database Tables
3
API Endpoints
4