GovPayTogo

Unified dashboard for all Togo gov payments via mobile money.

Score: 7.5/10TGMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Togolese SMEs struggle to integrate mobile money services with government payment gateways, blocking efficient digital tax payments and public procurement participation.

Solution

GovPayTogo aggregates tax (DGI) and procurement (ARMMP) payments into one dashboard with mobile money support. SMEs get analytics, unified receipts, and compliance scoring. It simplifies multi-portal chaos into single reconciliation.

Target Audience

Togolese small and medium-sized enterprises (SMEs)

Differentiator

All-in-one hub for DGI + ARMMP with AI-driven compliance insights, unlike siloed tools.

Brand Voice

supportive

Features

Unified Dashboard

must-have18h

Overview of all gov payments.

Dual Gateway Support

must-have30h

DGI + ARMMP integrations.

Mobile Money Hub

must-have20h

Centralize Flooz/Moov across portals.

Compliance Score

must-have15h

Rate payment history for audits.

Unified Receipts

must-have12h

Single export for all txns.

Predictive Alerts

nice-to-have12h

Forecast due payments.

Team Access

nice-to-have10h

Multi-user accounts.

Custom Reports

nice-to-have8h

Tailored PDF exports.

Total Build Time: 125 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
business_nametextNo
created_attimestampNo

Relationships:

  • β€’ one-to-many with payments, integrations

payments

ColumnTypeNullable
iduuidNo
user_iduuidNo
portaltextNo
amountintNo
statustextNo

Relationships:

  • β€’ foreign key to users.id

integrations

ColumnTypeNullable
iduuidNo
user_iduuidNo
typetextNo
credentialstextYes

Relationships:

  • β€’ foreign key to users.id

analytics

ColumnTypeNullable
iduuidNo
user_iduuidNo
scoreintNo
periodtimestampNo

Relationships:

  • β€’ foreign key to users.id

API Endpoints

GET
/api/dashboard

Unified payments view

πŸ”’ Auth Required
POST
/api/payments

Create payment

πŸ”’ Auth Required
GET
/api/compliance

Get score

πŸ”’ Auth Required
POST
/api/sync

Sync history

πŸ”’ Auth Required

Tech Stack

Frontend
Next.js 14 + Tailwind + shadcn/ui + Recharts
Backend
Supabase Edge Functions
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe + Local APIs
Hosting
Vercel
Additional Tools
Vercel AI (insights)Resend

Build Timeline

Week 1: Core setup

20h
  • βœ“ Auth
  • βœ“ DB

Week 2: Integrations

32h
  • βœ“ Dual portals

Week 3: Dashboard MVP

25h
  • βœ“ Unified view

Week 4: Analytics

20h
  • βœ“ Compliance score

Week 5: Features

18h
  • βœ“ Alerts
  • βœ“ Exports

Week 6: UI/Deploy

15h
  • βœ“ Polish
  • βœ“ Launch

Week 7: Tests

10h
  • βœ“ E2E

Week 8: Optimizations

8h
  • βœ“ Performance
Total Timeline: 8 weeks β€’ 148 hours

Pricing Tiers

Free

$0/mo

Basic dashboard

  • βœ“1 portal
  • βœ“10 payments/mo

Pro

$37/mo
  • βœ“Dual portals
  • βœ“Unlimited
  • βœ“Compliance score

Enterprise

$147/mo
  • βœ“All + Teams
  • βœ“Predictives
  • βœ“Custom API

Revenue Projections

MonthUsersConversionMRRARR
Month 1405%$74$888
Month 620011%$814$9,768

Unit Economics

$35
CAC
$450
LTV
4%
Churn
90%
Margin
LTV:CAC Ratio: 12.9xExcellent!

Landing Page Copy

One Dashboard for All Togo Gov Payments

Taxes + Procurement, powered by mobile money.

Feature Highlights

βœ“Unified View
βœ“Compliance Insights
βœ“Auto-Sync
βœ“Receipt Hub

Social Proof (Placeholders)

"Simplified our gov dealings. - MultiTrade Togo"
"Essential for busy SMEs. - Agence Commerciale"

First Three Customers

Email list from Togo Chamber of Commerce directory (100 SMEs), provide free dual-portal setup webinar. Use local Slack/Discord biz communities for beta invites. Offer referral bonuses for early adopters.

Launch Channels

Product Huntr/EntrepreneurTogo Startup GroupsLinkedIn

SEO Keywords

Togo gov payments dashboardDGI ARMMP integrationSME mobile money gov Togo

Competitive Analysis

Portal Native Tools

dgi.tg
Free but clunky
Strength

Official

Weakness

No mobile/unified

Our Advantage

Cross-portal + analytics

🏰 Moat Strategy

Network effects from shared compliance data and user referrals in tight SME community.

⏰ Why Now?

2024 gov push for 100% digital payments amid 90% mobile money usage spike.

Risks & Mitigation

technicalmedium severity

Sync failures

Mitigation

Queue-based retries

financiallow severity

Slow adoption

Mitigation

Freemium ramp

Validation Roadmap

pre-build10 days

Landing waitlist

Success: 50 signups

growth60 days

Referral program

Success: 20% growth/mo

Pivot Options

  • β†’Focus only on analytics
  • β†’B2B white-label

Quick Stats

Build Time
148h
Target MRR (6 mo)
$1,500
Market Size
$25.0M
Features
8
Database Tables
4
API Endpoints
4