Join a shared insurance pool for affordable workers' comp on international remote teams.
Solopreneurs building remote teams cannot secure affordable workers' comp insurance for international remote workers because traditional insurers reject digital nomads.
Solopreneurs pool into a group captive for enterprise-level rates on nomad workers' comp. Platform manages pooling, risk sharing, and claims to distribute costs. Get coverage at 50% less than individual policies with collective bargaining power.
Solopreneurs building remote teams with international remote workers and digital nomads
First micro-SaaS group captive for solopreneurs, leveraging network effects for volume discounts unavailable solo.
friendly
Join or create risk pools with similar teams.
See pooled premiums based on group risk profile.
Submit and track claims collectively.
Monitor pool health, members, and savings.
Track individual vs group risk inputs.
Discuss risks and tips with pool members.
Seamless annual pool renewals.
Visualize cost savings vs solo policies.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | Yes | |
| team_size | int | No |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| name | text | No |
| creator_id | uuid | No |
| total_premium | int | No |
| member_count | int | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| pool_id | uuid | No |
| user_id | uuid | No |
| share_premium | int | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| pool_id | uuid | No |
| status | text | No |
| file_url | text | Yes |
Relationships:
/api/poolsList available pools
/api/pools/joinJoin a pool
/api/claimsFile new claim
/api/dashboard/poolsUser's pools and rates
/api/rates/calculateCompute pooled rates
No enrollment
Up to 5 workers
None
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 180 | 3.5% | $233 | $2,796 |
| Month 6 | 1,100 | 8% | $2,936 | $35,232 |
Group with other solopreneurs to slash premiums via shared captives – enterprise rates for solos.
Seed first pool with personal network of 3 solopreneurs; Post pool-opening tweet thread on Twitter #buildinpublic; Invite from r/solopreneur via DMs offering founder rates.
Established
Rejects nomads
Pooled nomad focus
Contractor mgmt
No pooling
Network-driven discounts
Network effects: larger pools = better rates, sticky retention.
Rising claims costs make pooling viable; 1M+ solopreneurs per Upwork data.
Pool insolvency
Reinsure pools, cap sizes
Slow network growth
Seed pools manually
Regulatory for captives
Partner with licensed broker
Success: 100 signups
Success: 80% retention mo1
Success: 3 active pools
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