Fee-free rent and utility splitting for college roommates – split, track, and settle in seconds.
College students are frustrated by high fees on student banking apps that lack built-in tools for easily splitting rent and utilities with roommates.
RoomieSplit lets students create roommate groups to instantly split rent and utilities without banking fees. It tracks who owes what, sends payment requests via links, and confirms receipts automatically. No more Venmo fees or awkward spreadsheets – everything's in one app built for dorm life.
College students living with roommates who manage shared rent and utilities
Student-verified users only (via .edu email), zero transaction fees using virtual IOUs settled via any payment app.
friendly
Create or join roommate groups with invite links
Add rent/utility bills and auto-split by equal/unequal shares
Generate shareable payment links for Venmo/PayPal/Zelle
Real-time view of who owes what in the group
Upload proof of payment to mark splits as settled
Email/SMS nudges for overdue payments
Download CSV of past splits for taxes
Suggest splits based on past usage patterns
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| name | text | No |
| is_verified_student | bool | No |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| name | text | No |
| creator_id | uuid | No |
| invite_code | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| group_id | uuid | No |
| user_id | uuid | No |
| joined_at | timestamp | No |
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| group_id | uuid | No |
| description | text | No |
| total_amount | int | No |
| split_type | text | No |
| status | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| bill_id | uuid | No |
| user_id | uuid | No |
| share_amount | int | No |
| paid_amount | int | Yes |
| receipt_url | text | Yes |
/api/groupsCreate new group
/api/groups/:id/joinJoin group with code
/api/billsCreate bill in group
/api/bills/:id/paymentsGet bill splits
/api/payments/:id/confirmMark payment with receipt
No reminders, 3 members max
No exports
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 200 | 2% | $20 | $240 |
| Month 6 | 1,500 | 5% | $375 | $4,500 |
Ditch high fees and spreadsheets. RoomieSplit makes shared expenses effortless for college crews.
Post in 5 college subreddits like r/UCLA, r/college with free Pro access for first group. DM student org leaders on Instagram for dorms. Offer beta to friends' roommates via group chats.
Established user base
Fees on transfers, not student-focused
Zero fees + student verification
Easy P2P
No group splitting/tracking
Built-in group bills
Network effects from campus-specific roommate groups that lock in users
College enrollment up 5%, housing costs +20% post-pandemic, students seek fee-free tools amid inflation.
Low adoption if not viral on campuses
Target specific universities first
Email verification fails
Fallback to manual .edu check
Success: 15+ confirm willingness to pay $5/mo
Success: 10 active groups
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