Campus-verified roommate payments with gamified tracking and rewards.
College students are frustrated by high fees on student banking apps that lack built-in tools for easily splitting rent and utilities with roommates.
CampusIOU verifies students via university login, creates fun group ledgers for rent/utilities. Earn badges for on-time pays, unlock group perks like shared playlists. Zero fees, integrates university calendars for due dates.
College students living with roommates who manage shared rent and utilities
University SSO + gamification (badges/streaks) to encourage timely payments, campus leaderboards.
edgy
Login with school credentials for verification
Badges/streaks for payments, group scores
Sync rent due with uni academic calendar
Instant IOU links for quick settles
Fun rankings for payment habits
Unlock group Spotify/DoorDash shares
Import roommates from uni housing list
On-chain payment proofs (future)
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| uni_id | text | No |
| streak_count | int | No |
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| name | text | No |
| uni_slug | text | No |
| score | int | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| group_id | uuid | No |
| user_id | uuid | No |
| badges | text[] | Yes |
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| group_id | uuid | No |
| amount | int | No |
| status | text | No |
| due_date | timestamp | No |
/api/auth/uniUniversity SSO
/api/groups/:id/leaderboardGet group scores
/api/iousCreate IOU
No gamification, 1 group
For groups >10
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 250 | 2% | $35 | $420 |
| Month 6 | 2,000 | 6% | $720 | $8,640 |
CampusIOU: Verified, fun, fee-free splits with uni streaks.
Target one uni (e.g., target Facebook groups), offer free Pro for dorm floor leaders. Cold DM housing offices. Viral via streak shares on TikTok.
P2P
No groups/game
Fun + verified
Uni-specific networks + gamification retention
Gen Z loves gamification, uni housing shortages boost sharing.
SSO partnerships hard
Start with email verify
Success: 70% engagement in mockup
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