PaySlim

Auto-route international payments to the lowest-fee gateway instantly.

Score: 7.5/10CanadaMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Small business owners struggle with Stripe's high fees and complex setup for international payments.

Solution

PaySlim connects your Stripe, PayPal, and Wise accounts in one dashboard and automatically routes each payment to the cheapest processor based on payer country and amount. Small businesses save up to 40% on fees without complex setups or manual decisions. Get started in under 5 minutes with zero code.

Target Audience

Small business owners processing international payments

Differentiator

Real-time fee routing engine that predicts and selects the optimal gateway per transaction, unlike static processors.

Brand Voice

friendly

Features

Gateway Integration

must-have12h

Connect Stripe, PayPal, Wise in one dashboard

Auto-Routing Engine

must-have20h

Routes payments to lowest-fee gateway based on location/currency

Transaction Dashboard

must-have15h

View all payments, fees saved, and payouts in real-time

Payment Links

must-have10h

Generate shareable links that auto-optimize fees

Payout Scheduler

must-have8h

Automate consolidated payouts to your bank

Fee Analytics

nice-to-have10h

Weekly reports on savings and trends

Custom Rules

nice-to-have8h

Set rules to prefer certain gateways

API Access

future15h

Integrate via webhooks/API

Total Build Time: 98 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
created_attimestampNo

accounts

ColumnTypeNullable
iduuidNo
user_iduuidNo
business_nametextNo
stripe_idtextYes
paypal_idtextYes
wise_idtextYes

Relationships:

  • β€’ user_id -> users.id

transactions

ColumnTypeNullable
iduuidNo
account_iduuidNo
amountintNo
currencytextNo
payer_countrytextYes
gateway_usedtextNo
fee_savedintYes
statustextNo

Relationships:

  • β€’ account_id -> accounts.id

payouts

ColumnTypeNullable
iduuidNo
account_iduuidNo
amountintNo
statustextNo
scheduled_attimestampYes

Relationships:

  • β€’ account_id -> accounts.id

API Endpoints

POST
/api/gateways/connect

Connect a payment gateway

πŸ”’ Auth Required
GET
/api/transactions

List transactions

πŸ”’ Auth Required
POST
/api/links

Create payment link

πŸ”’ Auth Required
POST
/api/payouts/schedule

Schedule payout

πŸ”’ Auth Required
GET
/api/analytics/fees

Get fee savings report

πŸ”’ Auth Required

Tech Stack

Frontend
Next.js 14 + Tailwind + shadcn/ui
Backend
Next.js App Router + Supabase Edge Functions
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe (for SaaS subs)
Hosting
Vercel
Additional Tools
Resend (emails)Vercel Analytics

Build Timeline

Week 1: Core setup & auth

30h
  • βœ“ Project scaffold
  • βœ“ User auth & onboarding
  • βœ“ Basic dashboard

Week 2: Gateway integrations

40h
  • βœ“ Stripe/PayPal/Wise connect
  • βœ“ Test connections

Week 3: Routing engine & transactions

35h
  • βœ“ Auto-route logic
  • βœ“ Transaction DB & dashboard

Week 4: Payment links & payouts

25h
  • βœ“ Link generator
  • βœ“ Payout scheduler

Week 5: Analytics & polish

20h
  • βœ“ Fee reports
  • βœ“ UI refinements

Week 6: Testing & launch

15h
  • βœ“ E2E tests
  • βœ“ Landing page
Total Timeline: 6 weeks β€’ 175 hours

Pricing Tiers

Starter

$0/mo

No auto-routing

  • βœ“1 gateway
  • βœ“100 transactions/mo
  • βœ“Basic dashboard

Pro

$22/mo
  • βœ“Unlimited gateways
  • βœ“Unlimited transactions
  • βœ“Auto-routing
  • βœ“Payment links
  • βœ“Payouts

Growth

$79/mo
  • βœ“All Pro + analytics
  • βœ“Custom rules
  • βœ“Priority support

Revenue Projections

MonthUsersConversionMRRARR
Month 12003%$132$1,584
Month 61,2008%$2,112$25,344

Unit Economics

$45
CAC
$528
LTV
5%
Churn
92%
Margin
LTV:CAC Ratio: 11.7xExcellent!

Landing Page Copy

Cut International Payment Fees by 40% Automatically

PaySlim routes every payment to the cheapest gatewayβ€”no setup hassles, just savings.

Feature Highlights

βœ“One-click gateway connects
βœ“Smart auto-routing
βœ“Real-time savings dashboard
βœ“Payment links ready to share
βœ“Automated payouts

Social Proof (Placeholders)

"'Saved $500 in first month!' - Alex, E-com Owner"
"'Easier than Stripe alone.' - Maria, Freelancer"

First Three Customers

Post in r/smallbusiness and IndieHackers about beta access for international sellers; DM 10 owners from Twitter searches for 'Stripe international fees'; Offer free Pro for first month in exchange for feedback.

Launch Channels

Product Huntr/SaaSr/smallbusinessTwitter #indiehackersIndieHackers

SEO Keywords

low fee international paymentsstripe alternative internationalcheapest payment gateway global

Competitive Analysis

2.9% + 30c
Strength

Reliable global reach

Weakness

High fees for cross-border

Our Advantage

Auto-selects lower fees across providers

3.49% + fixed
Strength

Easy setup

Weakness

Even higher int'l fees

Our Advantage

Routes around high fees dynamically

🏰 Moat Strategy

Data on fee optimizations per route builds proprietary routing intelligence over time.

⏰ Why Now?

Rising e-com globalization + payment fee hikes post-2023 make cost-saving routers timely.

Risks & Mitigation

technicalmedium severity

Gateway API changes break integrations

Mitigation

Use webhooks & monitor uptime

marketmedium severity

Low awareness of fee savings

Mitigation

Free tier + calculator tool

legallow severity

Payment compliance issues

Mitigation

Use licensed gateways only

Validation Roadmap

pre-build7 days

Interview 20 small biz owners on fees

Success: 80% confirm pain >$100/mo

mvp14 days

Beta with 10 users

Success: 50% renewal intent

Pivot Options

  • β†’Pure invoicing tool
  • β†’Fee analytics only
  • β†’Local gateway focus

Quick Stats

Build Time
175h
Target MRR (6 mo)
$2,500
Market Size
$50000.0M
Features
8
Database Tables
4
API Endpoints
5