Payment insurance for video editors against flaky influencers.
Freelance video editors in the creator economy suffer extended payment delays from influencers who call them 'partners' but pay them last after everyone else.
ClipGuard offers pay-if-you-wait insurance: editors get paid instantly on delivery, while influencers pay a small premium for deferred terms. It vets influencers via ratings and guarantees editor payouts backed by pooled funds. Eliminate risk and get cashflow now.
Freelance video editors collaborating with influencers in the creator economy
Influencer rating system with payment history to match low-risk partners.
friendly
Editors paid immediately on video submission.
Search and rate influencers by pay reliability.
File claim for non-payment, auto-covered.
Influencers pay later with premium.
Recommend vetted influencers to editors.
Post-project reviews build trust scores.
Risk scores and earnings insights.
Community-backed guarantees.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| role | text | No |
| rating | int | Yes |
| stripe_id | text | Yes |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| editor_id | uuid | No |
| influencer_id | uuid | Yes |
| amount | int | No |
| status | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| project_id | uuid | No |
| payout_status | text | No |
| claim_filed | bool | No |
Relationships:
/api/projectsStart guaranteed project
/api/guarantees/:id/claimFile payout claim
/api/users/:id/ratingUpdate rating
/api/search/influencersFind vetted influencers
/api/payouts/instantProcess editor payout
$500 max
$5k/mo
Unlimited
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 60 | 6% | $133 | $1,596 |
| Month 6 | 400 | 10% | $1,480 | $17,760 |
Get paid now, let us handle influencers. Insurance built for creators.
Email list from creator newsletters complaining about payments. Offer free guarantees to top 20 video editors on Fiverr/Upwork. Host AMA on r/PartneredYoutube for early adopters.
Mobile invoicing
No insurance/guarantees
Risk coverage + niche
Rating network effects—more users improve matching accuracy.
Influencer economy maturing, editors demanding protections as volumes grow.
High claim rates
Premium pricing + reinsurance
Influencer resistance
Free trials + testimonials
Success: 50% willing to pay
Success: 20% referral rate
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