BoG-compliant fiat on/off-ramps for Ghana web3 apps – no bank hassles.
Ghanaian web3 startups are blocked from banking partnerships and smooth operations due to the Bank of Ghana's unclear regulations that refuse to recognize cryptocurrencies as legal tender.
FiatRampGH provides embeddable widgets for seamless GHS-crypto conversions using licensed mobile money and stablecoin proxies. It handles KYC/compliance backend so your app gets fiat rails without direct bank partnerships. Integrate in hours, scale with zero reg worries.
Ghanaian web3 startups building crypto, blockchain, or DeFi products
White-label ramps pre-approved for BoG scrutiny, optimized for Ghana mobile money (MTN MoMo).
friendly
Copy-paste JS snippet for buy/sell crypto with GHS.
Auto KYC checks and BoG reporting for transactions.
Track volume, conversions, fees earned.
REST APIs for custom DeFi/web3 apps.
Auto-settle fiat to MoMo/wallets.
Test ramps without real transactions.
White-label widget with your logo/colors.
Real-time tx notifications.
Support USDGHS pairs beyond USDC.
Earn from referrals.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| app_url | text | Yes |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| key_hash | text | No |
| is_live | bool | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| amount_ghs | int | No |
| status | text | No |
| kyc_passed | bool | No |
| timestamp | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| transaction_id | uuid | No |
| method | text | No |
| status | text | No |
Relationships:
/api/widget-configGet embed code
/api/transactionsList user txs
/api/ramp/buyInitiate buy (API)
/api/payoutsSchedule payout
/api/analyticsVolume/fee stats
/api/keysGenerate API key
No live ramps
$10k volume/mo
$50k volume/mo
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 120 | 3% | $111 | $1,332 |
| Month 6 | 600 | 10% | $2,220 | $26,640 |
Embed GHS-crypto in your app without BoG headaches.
Demo widget to 10 DeFi projects via Ghana Web3 Twitter; free Pro for beta testers from Discord; integrate with one open-source wallet for showcase.
Global coverage
No Ghana MoMo, high fees
Local MoMo + compliance at fixed $37
Partnerships with Ghana payment providers creating switching costs.
MoMo tx volume hit $100B in 2023; web3 apps need local fiat urgently.
Fiat proxy provider fails
Multi-provider (Flutterwave + MTN)
BoG scrutiny on volumes
Built-in reporting
Tx failures
Testnet first
Success: 80% want widget
Success: 5 live integrations
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