Your virtual business ledger—track, report, and prove finances without a formal entity.
Solopreneurs without a formal business entity are rejected by traditional banks for business accounts, forcing them to mix personal and business finances.
LedgerSolo creates unlimited virtual business accounts for manual or CSV transaction entry, with double-entry bookkeeping tailored for solopreneurs. Generate professional statements, P&Ls, and audit trails that banks recognize as business proof. Keep personal and business fully separated in-app, no bank changes needed.
Solopreneurs and freelancers without a formal business entity like an LLC
No integrations required—pure virtual ledger with bank-grade statement templates designed for non-LLC proof to traditional banks.
professional/supportive
Create multiple business ledgers/accounts.
Automated debits/credits for accurate tracking.
Bulk upload transactions from any bank export.
Customizable PDF statements mimicking bank formats.
Visual charts for cash flow, expenses, income.
OCR upload for expense receipts.
Share read-only access with accountants.
Pre-built industry categorization sets.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| subscription_tier | text | No |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| name | text | No |
| balance | int | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| account_id | uuid | No |
| debit_account | text | No |
| credit_account | text | No |
| amount | int | No |
| description | text | Yes |
| date | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| name | text | No |
Relationships:
/api/accounts/createCreate new virtual account
/api/entries/import-csvParse and add CSV entries
/api/reports/statementGenerate statement for period
/api/dashboard/dataFetch analytics data
/api/entriesList filtered entries
No PDFs
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 150 | 4% | $270 | $3,240 |
| Month 6 | 1,200 | 7% | $3,780 | $45,360 |
Track business finances separately, generate pro statements—no LLC, no hassle.
Share build-in-public thread on Indie Hackers forum, recruit beta testers from comments. Email list of 50 solopreneurs from Twitter searches on 'no LLC banking'. Offer free Pro for video testimonials.
Invoicing
Overkill for simple separation
Lightweight virtual ledgers only
Mileage tracking
No virtual statements for banks
Bank-proof docs focus
Speed to value (no setup), proprietary statement templates optimized for bank approvals.
Gig economy boom, IRS audit increases demanding clean separations, remote banking shifts.
Users prefer full accounting
Position as lightweight alternative
PDF complexity
Use proven libs
Success: 100 signups
Success: Weekly usage
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