Affordable KYC/AML screening for fintech indies – verify users for pennies per check.
Solo founders can't afford enterprise-priced regtech platforms and are forced to DIY risky compliance, exposing them to costly audits.
KYCly integrates cheap API checks from providers like Persona-lite, with dashboard for verifications and AML watchlists. Tailored for MVP fintechs, it handles onboarding flows and exports for audits. Skip $1k/mo enterprise while staying compliant.
Solo founders and indie makers building startups who need regulatory compliance for fintech, SaaS, or data-heavy products
Pay-per-check + indie dashboards – no contracts, instant setup.
professional
ID upload + AI check via API.
Sanctions/PEP list checks.
Status overview, search, retry.
Onboard users on your site.
CSV/PDF for regulators.
Real-time verification events.
CSV import for verifs.
Step-based KYC flows.
Conversion rates, fail reasons.
PSD2/AML5 templates.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| created_at | timestamp | No |
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| name | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| account_id | uuid | No |
| customer_id | text | Yes |
| status | text | No |
| risk_level | text | Yes |
| checked_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| verification_id | uuid | No |
| details | text | No |
Relationships:
/api/verifyStart KYC check
/api/verificationsList verifs
/api/widgetWidget JS
/api/webhookReceive provider callback
/api/exportDownload reports
/api/aml-screenRun AML
No widget
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 80 | 5% | $160 | $1,920 |
| Month 6 | 700 | 10% | $2,800 | $33,600 |
Verify users + AML screen for $40/mo + pay-per-check. Audit-ready.
Target fintech indie twitter (#fintech #buildinpublic), offer free checks for first verifs; post in r/fintech and fintech discords; partner with no-code payment tools.
Accurate
Expensive minimums
No min, indie pricing
Global coverage
Complex setup
Instant widget
Verification data moat + low-cost aggregator.
Fintech indies exploding (crypto, payments) + open banking regs mandating KYC.
Provider API costs overrun
Markup + volume deals
Mis-classified AML
Multiple providers + disclaimers
Fintech winter slows growth
Expand to gaming/SaaS
Success: 15 confirm pain + price ok
Success: >95% accuracy
Success: 10 paid
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