Get your US EIN in 24 hours without SSN – unlock business banking for global freelancers
Non-US remote freelancers cannot easily open business banking accounts without an SSN, causing payment delays and reliance on inefficient workarounds.
EinSwift automates the SS-4 EIN application process for non-US freelancers, generating IRS-ready forms and handling submission tracking. It provides step-by-step guidance to pair your new EIN with US fintech banks like Mercury or Relay. Get paid faster without workarounds like PayPal fees or delays.
Non-US remote freelancers billing US-based clients or platforms
AI-powered form pre-filling and real-time IRS status monitoring tailored exclusively for freelancers billing US clients
friendly/professional
AI-assisted form filler for SS-4 with freelancer-specific templates
Dashboard for IRS status updates via email polling and notifications
Personalized recommendations for EIN-friendly US banks with direct apply links
Secure storage and sharing of EIN letter and related docs
Guides and API keys for Stripe/PayPal linking post-EIN
Interactive auditor for tax and banking readiness
On-demand Q&A for EIN and banking queries
Handle multiple client-specific EINs
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| country | text | No |
| stripe_id | text | Yes |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| status | text | No |
| ein_number | text | Yes |
| submitted_at | timestamp | Yes |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| tier | text | No |
| stripe_subscription_id | text | No |
| active | bool | No |
Relationships:
/api/ein-formsGenerate and submit EIN form data
/api/applicationsFetch user EIN applications
/api/status/:idUpdate application status
/api/banksGet personalized bank matches
/api/webhooks/stripeHandle subscription events
No doc storage, 30-day support
5 team seats
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 100 | 3% | $111 | $1,332 |
| Month 6 | 800 | 7% | $2,078 | $24,936 |
Ditch payment delays. Automate your EIN, open US banks, get paid like locals.
Post in r/digitalnomad, Upwork community forums, and IndieHackers with a free beta offer; DM 20 targeted Twitter freelancers complaining about payments; offer personal walkthrough for first signups.
Full incorporation
Overkill for EIN-only, US-focused
Freelancer-specific, recurring support, $37/mo
Manual filing
No tracking or bank integration
Automated dashboard and ongoing tools
Data moat from EIN success rates and bank match algorithms improving with user data
Remote work boom post-COVID, Upwork/Fiverr US payouts surging, fintechs like Mercury opening to EIN-only non-residents
IRS form changes breaking automation
Manual override option and quarterly audits
Low awareness of EIN option
Content marketing on pain points
Email polling unreliable
User manual upload fallback
Success: 80% express interest in MVP
Success: 10 beta users complete EIN
Success: 50 paying users month 1
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