FailoverPay

Zero-downtime payment proxy with automatic failover across processors

Score: 7.9/10Saudi ArabiaMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Teams building fintech products for enterprises suffer transaction failures at scale due to unreliable APIs from payment processors.

Solution

FailoverPay acts as a smart proxy that routes transactions through primary and backup payment processors, instantly switching on failure detection. It supports Stripe, Adyen, and PayPal out-of-the-box with configurable rules. Teams get seamless reliability without rewriting code.

Target Audience

Development teams at fintech companies building payment solutions for enterprise clients

Differentiator

Real-time failover with sub-100ms latency and processor-specific retry logic, unlike generic proxies.

Brand Voice

professional

Features

Processor Integration

must-have12h

Connect multiple processors via API keys

Automatic Failover

must-have20h

Routes to backup on timeout/error with custom thresholds

Transaction Dashboard

must-have15h

Real-time view of success rates and failures

Webhook Forwarding

must-have10h

Forwards events from any processor to your endpoints

Custom Routing Rules

must-have18h

Define rules based on amount, region, or card type

Alerting

nice-to-have8h

Slack/Email notifications on failover events

Analytics Reports

nice-to-have10h

Weekly uptime and cost summaries

API Logs Export

nice-to-have6h

Downloadable logs for compliance

Total Build Time: 99 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
created_attimestampNo

teams

ColumnTypeNullable
iduuidNo
nametextNo
user_iduuidNo

Relationships:

  • user_id references users(id)

processors

ColumnTypeNullable
iduuidNo
team_iduuidNo
providertextNo
api_keytextNo
priorityintNo
is_activeboolNo

Relationships:

  • team_id references teams(id)

transactions

ColumnTypeNullable
iduuidNo
team_iduuidNo
statustextNo
processor_usedtextYes
created_attimestampNo

Relationships:

  • team_id references teams(id)

API Endpoints

POST
/api/processors

Add new processor

🔒 Auth Required
POST
/api/transactions

Process payment

🔒 Auth Required
GET
/api/dashboard

Fetch team stats

🔒 Auth Required
GET
/api/logs

Get transaction logs

🔒 Auth Required

Tech Stack

Frontend
Next.js 14 + Tailwind + shadcn/ui
Backend
Next.js API routes + Supabase Edge Functions
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe
Hosting
Vercel
Additional Tools
Resend for emailsZod for validation

Build Timeline

Week 1: Core setup and auth

20h
  • Project setup
  • User auth
  • Team model

Week 2: Processor integration

25h
  • Add/edit processors UI
  • API endpoints

Week 3: Failover logic

30h
  • Proxy endpoint
  • Basic failover

Week 4: Dashboard and testing

25h
  • Dashboard UI
  • Sandbox testing

Week 5: Polish and alerts

20h
  • Notifications
  • Rules UI
Total Timeline: 5 weeks • 140 hours

Pricing Tiers

Free

$0/mo

No failover

  • 1 processor
  • 100 txns/mo
  • Basic dashboard

Pro

$49/mo
  • Unlimited processors
  • 10k txns/mo
  • Full failover
  • Alerts

Enterprise

$199/mo
  • All Pro + Custom rules
  • Unlimited txns
  • Priority support

Revenue Projections

MonthUsersConversionMRRARR
Month 11002%$98$1,176
Month 68008%$3,136$37,632

Unit Economics

$35
CAC
$588
LTV
5%
Churn
88%
Margin
LTV:CAC Ratio: 16.8xExcellent!

Landing Page Copy

Never Miss a Payment: Instant Failover for Fintech Scale

Proxy your transactions across Stripe, Adyen & more with zero code changes.

Feature Highlights

99.99% uptime guaranteed
Sub-100ms failover
Plug-and-play integration
Real-time dashboards

Social Proof (Placeholders)

"'Saved us during Black Friday rush' - Fintech Lead"
"'Seamless multi-processor magic' - CTO @PayScale"

First Three Customers

DM 50 fintech devs on LinkedIn sharing the pain point post, offer free Pro access for feedback. Post MVP on Indie Hackers and r/fintech. Attend one virtual fintech meetup to demo.

Launch Channels

Product Huntr/SaaSHacker NewsLinkedIn Fintech groupsTwitter #fintech

SEO Keywords

payment api failoverstripe proxy servicemulti processor payment gatewaytransaction failover tool

Competitive Analysis

Reservoir

reservoir.io
$99+/mo
Strength

Advanced routing

Weakness

Complex setup, no instant failover

Our Advantage

Simpler proxy with faster failover

Enterprise only
Strength

Compliance focus

Weakness

Not for devs, high cost

Our Advantage

Dev-friendly, affordable

🏰 Moat Strategy

Proprietary failover data trained on real transactions for smarter routing

⏰ Why Now?

Enterprise fintech scaling post-2023 regulations demands bulletproof payments amid API outages rising 40%.

Risks & Mitigation

technicalmedium severity

Processor API changes break integration

Mitigation

Automated tests + monthly audits

markethigh severity

Low adoption due to trust in payments

Mitigation

Free tier + case studies

executionlow severity

Solo dev overload

Mitigation

Prioritize MVP features

legalmedium severity

PCI compliance issues

Mitigation

Use processor SDKs, no card data stored

Validation Roadmap

pre-build7 days

Interview 10 fintech devs on pain

Success: 5 confirm failures >5%

mvp14 days

Beta with 3 teams

Success: 90% txn success rate

launch3 days

PH launch

Success: 100 signups

growth30 days

SEO content

Success: 20% MoM growth

Pivot Options

  • Pure monitoring tool
  • General API proxy for non-payments
  • White-label for agencies

Quick Stats

Build Time
140h
Target MRR (6 mo)
$5,000
Market Size
$750.0M
Features
8
Database Tables
4
API Endpoints
4