Join a virtual freelancer pool for group health insurance rates—at individual flexibility.
Freelancers without employer coverage face high costs and complexity in securing health insurance, with premiums directly eroding their hard-earned profits.
SoloPool aggregates solopreneurs into virtual 'pools' to negotiate bulk ACA rates without joining associations. Members get shared group discounts applied to personal plans, with easy opt-in/out. Track pooled savings and switch carriers seamlessly within the network.
Independent freelancers and solopreneurs without employer-provided health insurance
Virtual pooling tech for freelancer discounts, no membership fees or commitments.
supportive
Join pool and get instant group rate quotes.
Backend aggregates demand for carrier discounts.
Dashboard shows personal vs pooled premium savings.
Transfer pool benefits to new plans/carriers.
View pool size, average savings, top plans.
Earn credits for referring pool members.
Compare your rates to pool averages.
Discuss plans within pool.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| industry | text | Yes |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| name | text | No |
| state | text | No |
| size | int | No |
| avg_discount | int | Yes |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| pool_id | uuid | No |
| plan_carrier | text | No |
| group_rate | int | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| monthly_savings | int | No |
Relationships:
/api/pools/joinEnroll user in pool
/api/pools/:id/quotesGet group rates for pool
/api/savingsFetch user savings data
/api/poolsList available pools
No enrollment
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 120 | 1.5% | $70 | $840 |
| Month 6 | 900 | 4.5% | $1,827 | $21,924 |
Pool your buying power—save 20-30% on health insurance instantly.
Seed pools via freelance Discords, offer founding member discounts on Twitter, partner with 1 newsletter.
Established group plans
Union membership required
Virtual, no fees, flexible
Network effects from larger pools = better rates.
Rising premiums + freelance growth demand innovative pooling.
Carrier acceptance of virtual pools
Start with rate aggregation, evolve to true pooling
Low initial pool sizes
Seed with beta users
Success: 60% willing to join
Success: Avg 15% savings
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