FreelanceFiscal

Auto-track multi-currency gigs from Stripe & PayPal for tax-ready quarters

Score: 8.2/10MexicoMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Freelancers lack accurate tax estimation software for multi-currency gigs, complicating easy quarterly tax filings.

Solution

Connect your payment accounts to automatically import transactions in any currency, convert them, and compute quarterly tax liabilities. Get dashboards and exports tailored for international filers. Hands-free tax prep from day one.

Target Audience

International freelancers with multi-currency gigs filing quarterly taxes

Differentiator

Seamless integrations with freelance payment gateways for zero-manual-entry tracking.

Brand Voice

professional

Features

Payment Sync

must-have15h

OAuth connect to Stripe, PayPal, Wise for auto-import

Auto FX Conversion

must-have8h

Convert all imports to home currency instantly

Quarterly Projections

must-have12h

Real-time tax estimates based on imported data

Transaction Dashboard

must-have10h

Filter, categorize, and review synced transactions

Report Exports

must-have7h

CSV/PDF for tax software or accountant

Webhook Updates

nice-to-have6h

Real-time sync on new payments

Category Rules

nice-to-have5h

Auto-categorize recurring clients

Multi-Account Support

nice-to-have4h

Connect multiple payment accounts

Total Build Time: 67 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
home_currencytextNo
created_attimestampNo

Relationships:

  • transactions.user_id -> users.id
  • integrations.user_id -> users.id

transactions

ColumnTypeNullable
iduuidNo
user_iduuidNo
amountintNo
currencytextNo
datetimestampNo
sourcetextNo

integrations

ColumnTypeNullable
iduuidNo
user_iduuidNo
providertextNo
access_tokentextNo
last_syncedtimestampYes

estimates

ColumnTypeNullable
iduuidNo
user_iduuidNo
quartertextNo
total_taxintNo

Relationships:

  • estimates.user_id -> users.id

API Endpoints

POST
/api/integrations

Connect payment provider

🔒 Auth Required
POST
/api/transactions/sync

Trigger sync

🔒 Auth Required
GET
/api/transactions

Fetch filtered transactions

🔒 Auth Required
POST
/api/estimates

Compute estimate

🔒 Auth Required
GET
/api/export

Generate CSV/PDF

🔒 Auth Required

Tech Stack

Frontend
Next.js 14 + Tailwind + shadcn/ui + TanStack Query
Backend
Next.js API + Supabase Edge
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe
Hosting
Vercel
Additional Tools
Stripe APIPayPal APIPlaid-like for WisePapaParse for CSV

Build Timeline

Week 1: Setup and auth

20h
  • Project scaffold
  • Auth
  • Payments

Week 2: Integrations base

25h
  • Stripe connect
  • Transaction model

Week 3: Sync and dashboard

30h
  • PayPal sync
  • Dashboard table

Week 4: Estimates and FX

25h
  • Calculator
  • Exports

Week 5: Polish integrations

15h
  • Webhooks
  • Multi-account

Week 6: Testing and launch prep

10h
  • E2E tests
  • Landing

Week 7: Beta refinements

10h
  • User feedback fixes
Total Timeline: 7 weeks • 135 hours

Pricing Tiers

Free

$0/mo

50 transactions

  • Manual entry only
  • 1 sync/month

Pro

$40/mo

500 tx/mo

  • Unlimited syncs
  • Integrations
  • Exports

Enterprise

$99/mo

Unlimited

  • All Pro + webhooks
  • API access
  • Custom support

Revenue Projections

MonthUsersConversionMRRARR
Month 1801.5%$48$576
Month 67004%$1,120$13,440

Unit Economics

$30
CAC
$480
LTV
4%
Churn
90%
Margin
LTV:CAC Ratio: 16.0xExcellent!

Landing Page Copy

Sync Your Gigs, Nail Your Taxes – Automatically

Stripe + PayPal imports, multi-currency handled, quarterly reports ready.

Feature Highlights

Auto-sync payments
Live FX & totals
Projections dashboard
One-click exports
Zero manual work

Social Proof (Placeholders)

"'Game-changer for my gigs.' – Sarah, Consultant"
"'Imports everything perfectly.' – Tom, Marketer"
"'Taxes demystified.' – Lisa, Illustrator"

First Three Customers

Email Stripe dashboard users via API preview (with permission), share in PayPal freelancer Facebook groups, offer free Pro to first 10 Upwork power users who DM.

Launch Channels

Product Huntr/striper/paypalHacker NewsLinkedIn Freelance groups

SEO Keywords

stripe tax tracker freelancerpaypal multi currency taxesauto import freelance taxesgig payment tax calculatorquarterly tax sync tool

Competitive Analysis

$200+/mo
Strength

Bookkeeping service

Weakness

Expensive, no self-serve sync

Our Advantage

Affordable auto-sync for solopreneurs

QuickBooks Self-Employed

quickbooks.intuit.com
$15/mo
Strength

Mileage tracking

Weakness

Weak multi-currency, manual

Our Advantage

Payment-native integrations

🏰 Moat Strategy

Sticky integrations create switching costs; aggregated transaction data improves accuracy.

⏰ Why Now?

Freelance platforms exploding payments volume; API access maturing for easy syncs.

Risks & Mitigation

technicalmedium severity

Provider API changes

Mitigation

Modular providers + monitoring

executionhigh severity

Sync reliability issues

Mitigation

Beta testing with real accounts

financiallow severity

High Stripe fees

Mitigation

Pass-through pricing transparency

Validation Roadmap

pre-build10 days

Waitlist on landing with integration poll

Success: 30 signups interested in Stripe

mvp14 days

Sync test with 5 beta users

Success: 95% accuracy on imports

growth30 days

Affiliate program launch

Success: 10% referral growth

Pivot Options

  • Pure Stripe invoicing add-on
  • Expense tracking only
  • Accountant collaboration tool

Quick Stats

Build Time
135h
Target MRR (6 mo)
$1,200
Market Size
$750.0M
Features
8
Database Tables
4
API Endpoints
5