Smart profit vault for student gigs: auto-track, forecast taxes, maximize earnings.
Students lack affordable, user-friendly accounting software to easily track side hustle expenses and invoice clients without complex learning curves.
StuVault uses AI to forecast taxes and profits from gig data, alerting students to deductions they miss. It imports bank transactions (via Plaid), categorizes for student life (dorms, transit), and provides forecast reports. Stay audit-ready with one-click 1099 prep.
University students running side hustles like freelancing or gig work
AI tax forecasting and bank sync tailored to student deductions (e.g., home office in dorm).
professional
Connect bank via Plaid, auto-import transactions.
Auto-tag expenses as deductible (student-specific rules).
Predict quarterly taxes, suggest deductions.
Log income sources, net profit calc.
Generate tax forms, P&L PDFs.
Scan for missed student deductions.
Visual profit/tax projections.
Track multiple hustles separately.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| plaid_token | text | Yes |
| tax_year | int | Yes |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| amount | int | No |
| category | text | No |
| date | timestamp | No |
| type | text | No |
| deductible | bool | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| predicted_tax | int | No |
| period | text | No |
| created_at | timestamp | No |
Relationships:
/api/transactions/syncSync from Plaid
/api/transactionsList categorized transactions
/api/forecastsGenerate tax forecast
/api/reports/exportExport CSV/PDF
100 transactions
None
None
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 120 | 1.5% | $57 | $690 |
| Month 6 | 1,000 | 4% | $1,280 | $15,360 |
Auto-sync banks, forecast taxes, claim deductions – never overpay again.
Partner with student tax clinics at unis for referrals; post in r/personalfinance student threads; run $50 FB ads to college emails with free sync trial.
Bank sync
No tax/gig focus
Gig-specific AI taxes
Tax filing
Year-end only, no tracking
Ongoing forecasting cheap
Proprietary student tax data/AI models improving over time.
IRS gig worker crackdown + student debt crisis driving need for savings.
Tax advice liability
Disclaimer: not official advice
Plaid limits
Manual fallback
Success: 200 emails
Success: 5% conv
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