AI-driven health insurance optimizer for small teams – best plans, lowest rates.
Small business owners and employees pay prohibitively high premiums for health insurance with inferior coverage compared to corporate plans.
InsureOptix uses AI to analyze business and employee data, comparing 50+ carriers to find optimal plans with superior coverage at reduced premiums. Owners get customized recommendations and one-click applications. Employees access a portal for claims and updates, bridging the gap to corporate benefits.
Small business owners (under 50 employees) and their full-time staff
Proprietary AI scores plans on coverage quality vs. cost, factoring employee demographics – not just price shopping.
professional
Generates personalized quotes from multiple carriers.
Rates plans on deductibles, networks, and fit.
Bulk import employee info for accurate quoting.
Guided app submission to carriers.
Side-by-side plan views with savings projections.
Auto-notify for open enrollment.
Monitor employee claims status.
Estimate Section 125 savings.
Payroll/HRIS sync.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| is_owner | bool | No |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| name | text | No |
| zip_code | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| business_id | uuid | No |
| carrier | text | No |
| score | int | No |
| premium | int | Yes |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| business_id | uuid | No |
| age | int | Yes |
| plan_selected | text | Yes |
/api/quotes/generateRun AI quote optimization
/api/quotes/:idFetch specific quote details
/api/employees/uploadBulk upload employee CSV
/api/applicationsSubmit plan application
/api/comparisonsGet dashboard comparisons
1 business, 10 employees
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 80 | 4% | $64 | $768 |
| Month 6 | 700 | 7% | $987 | $11,844 |
Get superior coverage at 20-40% lower premiums – personalized for your team.
Email outreach to 100 small biz owners from Apollo.io filtered by 10-50 employees. Offer free lifetime Pro for case studies. Share in r/Entrepreneur and small biz Slack groups.
Large carrier panel
Generic, no SMB AI
Tailored AI scoring for teams
Payroll bundle
Limited plan variety
Deeper optimization
AI model trained on SMB quote data improves with usage.
AI advancements enable precise optimization; premiums up 10% YoY.
AI accuracy issues
Hybrid rules + ML, user feedback loop
High AI API costs
Cache results, optimize calls
Carrier partnerships slow
Start with public APIs/quotes
Success: 70% want AI help
Success: 15 conversions
Success: 10% signup
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