AI-powered bank CSV reconciliation for solo founders in under 60 seconds
Solo founders waste hours weekly on manual bookkeeping and expense tracking, struggling to reconcile bank statements without affordable software.
Solo founders upload bank CSV files, and AI automatically categorizes transactions, matches expenses, and reconciles against a simple ledger. It generates clean reports for taxes and P&L without manual entry. Forget hours of spreadsheet hell—get accurate books instantly.
Solo founders running single-person startups or businesses
Hyper-focused AI reconciliation for CSV uploads, trained specifically on solo founder transaction patterns like freelance payments and tool subscriptions
friendly
Securely upload bank statements in CSV format and auto-parse transactions
Automatically categorize expenses using OpenAI fine-tuned on solo founder data
Match categorized transactions to manual ledger entries or auto-reconcile
Real-time P&L, expense trends, and monthly summaries
Download tax-ready PDF/CSV reports
User-defined categories with AI suggestions
Monthly reconciliation summaries via email
Handle multiple bank accounts
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| stripe_id | text | Yes |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| name | text | No |
| bank_name | text | Yes |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| account_id | uuid | No |
| amount | int | No |
| description | text | No |
| category | text | Yes |
| date | timestamp | No |
| reconciled | bool | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| name | text | No |
Relationships:
/api/upload-csvParse and store uploaded bank CSV
/api/transactionsFetch user's transactions
/api/categorizeAI categorize batch of transactions
/api/reconcileMark transactions as reconciled
/api/reportsGenerate and download reports
50 transactions
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 100 | 2% | $20 | $240 |
| Month 6 | 800 | 5% | $400 | $4,800 |
AI auto-categorizes your CSV uploads so solo founders can focus on growth, not bookkeeping.
Post in Indie Hackers 'Show IH' with MVP demo, DM 10 solo founders from r/solopreneur who complain about bookkeeping, offer free lifetime Pro for feedback and case study.
Bank sync
Overkill for solos, expensive
CSV-first simplicity, AI tuned for solos at half price
Free tier
Manual entry heavy, ads intrusive
AI automation without ads or complexity
Proprietary AI model trained on anonymized solo founder transaction data for superior accuracy
Explosion of solo founders (10M+ in US) + cheap AI APIs make automated bookkeeping viable at $10/mo
AI categorization inaccuracies
User override + feedback loop to retrain
Low adoption due to manual CSV
Validate with surveys pre-build
OpenAI costs exceed revenue early
Tier limits + optimize prompts
Success: 50+ yes to $10/mo
Success: 80% retention week 2
Success: 200 signups
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