CurrenPayHR

Real-time multi-currency payroll that keeps your remote finances in sync.

Score: 7.7/10FranceMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Remote teams struggle with payroll software that fails to support distributed workers across multiple time zones and currencies.

Solution

CurrenPayHR pulls live FX rates to calculate exact payouts in employees' local currencies, eliminating manual conversions. It integrates with bank APIs for instant transfers and tracks all transactions in a unified dashboard. Finance leads save days on reconciliation with automated reports.

Target Audience

HR managers and finance leads of remote teams with international distributed workers

Differentiator

Sub-second FX rate locking and bank API integrations for error-free global payouts.

Brand Voice

friendly

Features

Live FX Conversion

must-have18h

Real-time currency conversion with rate locking.

Bank Payout Integration

must-have22h

Direct payouts to Wise, Payoneer, local banks.

Transaction Dashboard

must-have12h

Real-time view of all payouts and statuses.

Bulk Payout Processing

must-have15h

Process 100s of payments in one go.

Reconciliation Reports

must-have10h

Auto-generate CSV/PDF reports for accounting.

Rate Alerts

nice-to-have8h

Notify on favorable FX rates.

API Access

nice-to-have12h

Webhook for custom integrations.

Multi-Company Support

nice-to-have10h

Handle subsidiaries.

Total Build Time: 107 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo

Relationships:

  • β€’ belongs to teams

teams

ColumnTypeNullable
iduuidNo
nametextNo

Relationships:

  • β€’ has many payouts

payouts

ColumnTypeNullable
iduuidNo
team_iduuidNo
employee_emailtextNo
amount_usdintNo
target_currencytextNo
fx_rateintNo
statustextNo
payout_datetimestampYes

Relationships:

  • β€’ foreign key team_id -> teams.id

bank_accounts

ColumnTypeNullable
iduuidNo
team_iduuidNo
providertextNo
account_idtextNo

Relationships:

  • β€’ foreign key team_id -> teams.id

API Endpoints

POST
/api/payouts/batch

Create batch payouts

πŸ”’ Auth Required
GET
/api/fx/rates

Get live rates

POST
/api/banks/connect

Link bank account

πŸ”’ Auth Required

Tech Stack

Frontend
Next.js 14 + Tailwind CSS + shadcn/ui
Backend
Next.js API + Supabase
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe + Wise API
Hosting
Vercel
Additional Tools
ExchangeRate-APIPlaid/Wise SDK

Build Timeline

Week 1: Auth and dashboard

20h
  • βœ“ User auth
  • βœ“ Team setup
  • βœ“ Basic UI

Week 2: FX and payouts

30h
  • βœ“ FX integration
  • βœ“ Batch upload
  • βœ“ Conversion calc

Week 3: Bank integrations

35h
  • βœ“ Wise/Payoneer connect
  • βœ“ Status tracking

Week 4: Reports and polish

25h
  • βœ“ Reports gen
  • βœ“ Payments
  • βœ“ Deploy

Week 5: Testing

15h
  • βœ“ Sandbox testing
  • βœ“ Beta launch prep

Week 6: Optimizations

10h
  • βœ“ Performance tweaks
  • βœ“ SEO
Total Timeline: 6 weeks β€’ 155 hours

Pricing Tiers

Starter

$0/mo

No live transfers

  • βœ“Test conversions
  • βœ“Up to 10 payouts/mo

Pro

$20/mo

Up to $10k/mo volume

  • βœ“Unlimited payouts
  • βœ“Live FX
  • βœ“Reports

Growth

$79/mo

Unlimited

  • βœ“All Pro + API
  • βœ“Higher volume
  • βœ“Priority support

Revenue Projections

MonthUsersConversionMRRARR
Month 1403%$24$288
Month 64006%$456$5,472

Unit Economics

$35
CAC
$420
LTV
4%
Churn
90%
Margin
LTV:CAC Ratio: 12.0xExcellent!

Landing Page Copy

Pay Globally Without Currency Headachesβ€”CurrenPayHR

Live rates, instant payouts, zero conversion errors for your remote team.

Feature Highlights

βœ“Real-time FX
βœ“Bank direct
βœ“Batch process
βœ“Auto-reports

Social Proof (Placeholders)

"'FX magic!' - CFO @ GlobalRemote"
"'Simplified our payroll forever.' - HR @ NomadCorp"

First Three Customers

Share Figma mockups in Indie Hackers Discord and Twitter polls for remote finance pain; Email outreach to 20 companies posting remote jobs on LinkedIn; Free lifetime Pro for first 3 with case study permission.

Launch Channels

Product Huntr/smallbusinessHN ShowLinkedIn HR groups

SEO Keywords

multi currency payrollremote payroll currenciesglobal payout softwarefx payroll toolinternational salary payments

Competitive Analysis

Remote.com

remote.com
$29+/mo
Strength

Contractor focus

Weakness

Limited FX depth

Our Advantage

Superior real-time conversions cheaper

Wise Business

wise.com/business
Transaction fees
Strength

Low fees

Weakness

No payroll automation

Our Advantage

Full payroll workflow

🏰 Moat Strategy

Proprietary FX hedging data from user transactions.

⏰ Why Now?

FX volatility up 20% in 2023, remote payouts exploding.

Risks & Mitigation

technicalhigh severity

Bank API changes

Mitigation

Modular providers

financiallow severity

High Stripe fees

Mitigation

Volume discounts

Validation Roadmap

pre-build5 days

Run FX pain survey on Reddit

Success: 20 responses, 70% interested

mvp28 days

Demo payout flow to 5 teams

Success: 3 LOIs for beta

Pivot Options

  • β†’Pure FX hedging tool
  • β†’Expense multi-currency
  • β†’Invoice automation

Quick Stats

Build Time
155h
Target MRR (6 mo)
$800
Market Size
$8000.0M
Features
8
Database Tables
4
API Endpoints
3