Pool your indie remote team with others for group insurance rates at startup costs.
Indie distributed remote teams cannot access affordable group life and disability insurance without enterprise-level pricing that destroys profitability.
RemotePool creates dynamic risk pools of similar indie remote teams to unlock group discounts from carriers. Owners join pools matching their team profile (e.g., devs in LATAM) for instant affordable quotes. Shared enrollment keeps admin zero while providing enterprise-level life/disability protection.
Owners of indie businesses with distributed remote teams
Peer-to-peer team pooling for sub-10 employee groups, impossible via traditional insurers.
friendly
AI matches your team to optimal risk pools based on size/location/roles.
View pool stats, members, and shared rates transparently.
Join pool and enroll entire team instantly.
Quick assessment to qualify for pools.
Auto-allocate costs across pool or owner pays.
Discuss coverage with other owners in pool.
Track pool claims rates anonymously.
Seamless pool switching.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| profile_hash | text | No |
| user_id | uuid | No |
| pool_id | uuid | Yes |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| name | text | No |
| size | int | No |
| rate | int | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| team_id | uuid | No |
| status | text | No |
Relationships:
/api/pools/matchMatch team to pools
/api/pools/:id/joinJoin pool
/api/teams/profileSubmit team profile
/api/dashboard/poolPool stats
No joining
Unlimited
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 150 | 1.5% | $70 | $840 |
| Month 6 | 900 | 4% | $1,428 | $17,136 |
Match, join, cover – affordable life/disability insurance made simple for small distributed teams.
Target indie agency owners on LinkedIn groups like 'Remote Work Founders', offer beta pool access free for first 3 months. Share pool concept on Twitter threads in #buildinpublic. Cold email 30 founders from Remote.co job boards.
Tech broker
Min $100k revenue
Pure pooling for micro-teams
Network effects from growing pools lowering rates + proprietary matching data.
Explosion of micro-remote teams (Shopify/WeWork remote stats) seeking cost-sharing post-inflation.
Pool balancing for fair rates
Start with seeded pools
Cross-team liability
Legal wrapper via broker partner
Success: 80% positive
Success: 3 teams join
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