Shield your freelance earnings from hidden bank fees with AI-powered optimization.
Solopreneurs and freelancers face unnecessary fees from traditional banks for business accounts not suited to gig economy needs.
GigFeeShield connects to your bank accounts via Plaid, automatically detects unnecessary fees from gig payouts, and suggests instant switches to zero-fee virtual accounts. It categorizes income by platform (Upwork, Fiverr) and provides fee-saving reports to reclaim lost money monthly. Solopreneurs save 20-50% on banking costs without changing banks.
Solopreneurs and freelancers in the gig economy
AI-driven fee detection and auto-optimization exclusively for gig platforms, unlike general banking apps.
supportive
Secure Plaid integration to link personal/business banks and scan transactions.
Scans for gig-related fees and quantifies savings opportunities.
Auto-tags Upwork/Fiverr/etc. payouts for tax-ready reports.
Monthly PDF reports showing fees avoided and tax deductions.
Real-time emails/SMS when high fees are detected.
Suggests and helps setup of low-fee alternatives like Wise.
Link expenses to gigs for full P&L view.
One-click 1099 export integration.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| subscription_tier | text | Yes |
| created_at | timestamp | No |
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| plaid_token | text | No |
| account_name | text | Yes |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| bank_account_id | uuid | No |
| amount | int | No |
| description | text | Yes |
| fee_detected | bool | No |
| gig_platform | text | Yes |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| month | timestamp | No |
| savings_amount | int | No |
Relationships:
/api/banks/linkInitiate Plaid link and save token
/api/transactions/syncFetch and analyze new transactions via Plaid
/api/fees/detectRun AI fee detection on user transactions
/api/reports/monthlyGenerate latest savings report
/api/alerts/setupConfigure notification preferences
50 transactions/mo
No limits
5 users
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 200 | 3% | $174 | $2,088 |
| Month 6 | 1,200 | 8% | $2,304 | $27,648 |
GigFeeShield auto-detects and eliminates unnecessary fees from Upwork, Fiverr payouts – save $100s monthly.
Post in r/freelance and r/gigeconomy with a free beta invite link, offering first-month Pro free for feedback. DM 20 Upwork top freelancers via LinkedIn with personalized fee-saving calculator demo. Run $50 Twitter ad targeting 'freelancer bank fees'.
Free business banking
Not tailored to gig platforms, manual setup
Auto gig detection + fee AI
Transaction tracking
No fee optimization or gig focus
Actionable savings + alerts
Proprietary gig transaction dataset for improving AI accuracy over time.
Gig economy hit 40% workforce in 2023; rising fees from banks amid inflation push demand for optimizers.
Plaid API limits or changes
Use multiple bank APIs as fallback
Financial advice regulations
Position as reporting tool, not advisor
Low awareness of fees
Educational content on landing
Success: 80% confirm >$50/mo loss
Success: Avg $100/mo savings reported
Success: 5% conv to paid
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