SoloPayout

Instant, batched payouts from gigs to your bank – slash fees by 80%.

Score: 7.7/10LRHard BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Solopreneurs and freelancers face unnecessary fees from traditional banks for business accounts not suited to gig economy needs.

Solution

SoloPayout integrates with gig platforms via webhooks/APIs to hold payments in a low-fee pool, batching weekly payouts to your bank for minimal fees. It predicts cashflow, avoids weekend holds, and refunds any detected fees. Perfect for irregular gig income without premium bank subscriptions.

Target Audience

Solopreneurs and freelancers in the gig economy

Differentiator

Platform-direct integrations with batching intelligence, unlike manual aggregators.

Brand Voice

friendly

Features

Gig Platform Connect

must-have20h

OAuth for Upwork/Fiverr/Stripe to pull payouts.

Batch Payout Engine

must-have18h

Auto-hold and batch to bank weekly for fee savings.

Cashflow Predictor

must-have15h

Forecast next payout based on gig history.

Fee Refund Tracker

must-have12h

Monitor and claim back platform/bank fees.

Payout History Log

must-have10h

Detailed logs with fee comparisons.

Custom Batch Schedules

nice-to-have12h

Set your own payout days.

Split Payouts

nice-to-have10h

Divide to multiple banks.

Mobile App Alerts

future15h

Push notifications for payouts.

Total Build Time: 112 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
bank_detailstextYes
created_attimestampNo

platforms

ColumnTypeNullable
iduuidNo
user_iduuidNo
platform_nametextNo
access_tokentextYes

Relationships:

  • user_id -> users.id

payouts

ColumnTypeNullable
iduuidNo
platform_iduuidNo
amountintNo
statustextNo
batched_attimestampYes
fees_savedintYes

Relationships:

  • platform_id -> platforms.id

batches

ColumnTypeNullable
iduuidNo
user_iduuidNo
total_amountintNo
payout_datetimestampNo

Relationships:

  • user_id -> users.id

API Endpoints

POST
/api/platforms/connect

OAuth connect gig platform

🔒 Auth Required
POST
/api/payouts/sync

Pull new payouts from platforms

🔒 Auth Required
POST
/api/batches/prepare

Create batch for payout

🔒 Auth Required
POST
/api/batches/release

Send batched payout to bank

🔒 Auth Required
GET
/api/predictor/forecast

Generate cashflow forecast

🔒 Auth Required

Tech Stack

Frontend
Next.js 14 + Tailwind + shadcn/ui + Recharts
Backend
Next.js API routes + Supabase Edge
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe
Hosting
Vercel
Additional Tools
Upwork/Fiverr API SDKsCron for batches

Build Timeline

Week 1: Auth and platforms

40h
  • Connect UI
  • Platform schema

Week 2: Payout sync

45h
  • API integrations
  • Sync logic

Week 3: Batching engine

40h
  • Batch creation/release
  • Forecast AI

Week 4: Dashboard/history

35h
  • Logs UI
  • Charts

Week 5: Payments/security

30h
  • Stripe payouts
  • Tiers

Week 6: Testing/launch

25h
  • E2E
  • Landing

Week 7: Optimizations

20h
  • Schedules
  • Polish

Week 8: Beta

15h
  • Feedback iter
Total Timeline: 8 weeks • 250 hours

Pricing Tiers

Free

$0/mo

$2k/mo

  • 1 platform
  • Manual batches

Pro

$29/mo

No limits

  • Unlimited platforms
  • Auto-batch
  • Forecasts

Power

$69/mo

$50k/mo

  • All Pro + splits
  • API
  • Custom cron

Revenue Projections

MonthUsersConversionMRRARR
Month 11803.5%$179$2,148
Month 61,1007.5%$2,464$29,568

Unit Economics

$48
CAC
$375
LTV
4.5%
Churn
90%
Margin
LTV:CAC Ratio: 7.8xExcellent!

Landing Page Copy

Batch Your Gig Payouts, Ditch the Fees Forever

Connect platforms, auto-batch weekly – get paid faster, cheaper for your freelance hustle.

Feature Highlights

Platform Integrations
Smart Batching
Cashflow Forecasts
Fee Tracking
History Logs

Social Proof (Placeholders)

"'Fees down 75%, love it!' - Tom, Developer"
"'Predicts my income perfectly.' - Emma, Marketer"

First Three Customers

Target Fiverr/Upwork Facebook groups with free batch trial. Run Reddit ad in r/Upwork ($100 budget). Personal outreach to 30 high-earning freelancers via platform profiles.

Launch Channels

Product Huntr/Upworkr/FiverrTwitter #solopreneurHacker News

SEO Keywords

upwork payout feesfiverr batch payoutsgig payment batchingfreelance cashflow tool

Competitive Analysis

Free tiers
Strength

Business banking

Weakness

No gig integrations

Our Advantage

Auto platform sync

Free
Strength

Gig friendly

Weakness

No batching/forecast

Our Advantage

Intelligent batching

🏰 Moat Strategy

Data moat from aggregated payout patterns for better predictions.

⏰ Why Now?

Gig platforms increased payout fees 2023; remote work boom needs efficient cashflow.

Risks & Mitigation

technicalhigh severity

Platform API deprecations

Mitigation

Start with 2 platforms, webhooks fallback

marketmedium severity

Users prefer instant payouts

Mitigation

Optional instant with fee warning

Validation Roadmap

pre-build10 days

Landing waitlist for Upwork users

Success: 100 signups

mvp28 days

Manual batch for 20 betas

Success: 90% retention

Pivot Options

  • General payout aggregator
  • Invoice forwarder
  • Gig earnings tracker

Quick Stats

Build Time
250h
Target MRR (6 mo)
$5,500
Market Size
$52000.0M
Features
8
Database Tables
4
API Endpoints
5