Free P2P payment requests for Zelle, Venmo, Cash App – track & confirm instantly.
High Stripe and payment gateway fees are eating into the thin profit margins of small business owners, especially on low-volume transactions.
Store your P2P handles (Zelle/Venmo/CashApp) and generate custom QR/link requests with amounts. Share with customers for fee-free app payments. Dashboard for confirmations, reminders, and payment history without any gateway cuts.
Small business owners processing low-volume transactions
Leverages free P2P networks small biz already use, with pro tracking/automation absent in native apps.
professional
Add/link Zelle phone/email, Venmo/CashApp handles securely.
Create shareable links/QRs with amount, note, for specific P2P method.
Manual mark paid + customer self-confirm via unique link.
View pending/paid requests, totals, by method.
Email reminders with P2P links.
Auto-generate scannable QRs.
Let customer choose P2P app.
CSV of payments.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| zelle_handle | text | Yes |
| venmo_handle | text | Yes |
| cashapp_handle | text | Yes |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| p2p_method | text | No |
| amount_cents | int | No |
| customer_name | text | Yes |
| status | text | No |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| request_id | uuid | No |
| confirmed_by | text | Yes |
| confirmed_at | timestamp | Yes |
Relationships:
/api/requestsList requests
/api/requestsCreate request
/api/requests/:id/confirmConfirm payment
/api/accountsUpdate P2P handles
/api/reminders/:idSend reminder
Email only
Solo
None
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 200 | 2.5% | $125 | $1,500 |
| Month 6 | 2,000 | 8% | $4,000 | $48,000 |
Pro tracking for P2P requests – no fees, just results for low-volume hustles.
Target r/beermoney and service Facebook groups with free access. DM 25 local biz on Instagram (hair/nails). Exchange for case studies.
App ubiquity
No tracking/invoices
Business dashboard
Instant bank
No web tools
Links & reminders
Easy
Limited biz tools
Unified multi-app
Aggregated P2P data insights and customer confirm network effects.
P2P volume up 40% YoY as fees rise; apps lack SMB pro features.
No auto-confirm
Self-confirm + manual
P2P limits/scams
Education/disclaimers
Slower ramp
Low CAC organic
Success: 60% want tracking
Success: 90% confirm rate
Success: 100 users week1
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