Instant cash advances on government invoices to end 90-day payment waits.
Govtech enterprise teams suffer 90+ day payment delays from government contracts, causing severe cash flow crises for scaling businesses.
GovAdvance provides immediate funding up to 90% of approved government invoices, bridging cash flow gaps for Govtech teams. Users upload invoices, get AI-verified approval in minutes, and receive funds via ACH. Repayment auto-deducts upon government payment, with transparent fees.
Govtech enterprise teams securing government contracts for scaling businesses
Govtech-exclusive, AI-powered invoice verification using contract metadata for sub-1-hour funding decisions.
professional
Secure upload and OCR scanning of gov invoices.
Auto-validates contract details against public gov databases.
One-click advance request with instant approval.
Real-time view of advances, repayments, and cash flow.
Automated bank transfers for funds and repayments.
Exportable cash flow reports for accounting.
Email/SMS notifications for payment status.
QuickBooks sync for invoices.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| business_name | text | No |
| bank_token | text | Yes |
| created_at | timestamp | No |
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| amount | int | No |
| gov_contract_id | text | No |
| status | text | No |
| uploaded_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| invoice_id | uuid | No |
| advance_amount | int | No |
| fee | int | No |
| status | text | No |
| funded_at | timestamp | Yes |
Relationships:
/api/invoicesUpload and process new invoice
/api/invoices/:id/advanceRequest advance on invoice
/api/dashboardFetch user dashboard data
/api/users/meGet current user profile
/api/advancesList user's advances
Up to 3 invoices/month
1% fee on advances
0.5% fee on advances
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 50 | 5% | $63 | $750 |
| Month 6 | 300 | 8% | $720 | $8,640 |
Get up to 90% funding on your government contracts in hours, not months.
Reach out to 20 Govtech founders on LinkedIn searching 'government contract cash flow', offer free first advance, and ask for beta feedback. Attend Govtech Slack communities and DM admins for intros. Use Twitter #GovTech to share pain point threads tagging known founders.
Fast funding
Not gov-specific, higher fees
Gov contract AI verification for lower risk/fees
SME focus
No gov expertise
Tailored to 90+ day cycles
Proprietary gov contract AI dataset from user uploads, creating verification moat.
Rising govtech funding and contract volumes post-CHIPS Act, with persistent payment delays.
Funding capital shortages
Partner with Stripe Capital initially
Gov compliance issues
Consult lawyer, limit to US gov contracts
Low adoption
Free tier for validation
Success: 80% express interest in MVP
Success: 20% convert to beta
Success: 100 users week 1
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