ClaimForge

Build bulletproof disability claims for gig workers.

Score: 8.0/10IndiaMedium-hard BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Gig workers' disability insurance undervalues their freelance earnings and denies claims easily, leaving them financially vulnerable during injury or illness.

Solution

ClaimForge stores all your income docs, predicts denial risks with AI, and generates claim packages with evidence. It guides you through appeals with templates and tracks insurer responses. Gig workers stay protected with organized, provable financial histories.

Target Audience

Gig workers and freelancers with variable, non-traditional income streams

Differentiator

AI denial prediction from 10k+ claim datasets, focused solely on gig disability claims.

Brand Voice

friendly

Features

Doc Vault

must-have12h

Unlimited secure storage for income proofs.

Claim Builder

must-have20h

Step-by-step claim form with auto-fill.

Risk Scanner

must-have22h

AI analyzes docs for denial flags.

Package Generator

must-have15h

Compile & export claim bundles.

Timeline Tracker

must-have10h

Track claim status & deadlines.

Appeal Templates

nice-to-have14h

Customizable appeal letters.

Community Forum

nice-to-have16h

Anon advice sharing.

Insurer Directory

future18h

Reviews & tips per carrier.

Total Build Time: 127 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
storage_limitintYes

Relationships:

  • β€’ one-to-many with claims, documents

documents

ColumnTypeNullable
iduuidNo
user_iduuidNo
file_urltextNo
typetextNo

Relationships:

  • β€’ foreign key to users.id

claims

ColumnTypeNullable
iduuidNo
user_iduuidNo
insurertextNo
statustextNo
risk_scoreintYes

Relationships:

  • β€’ foreign key to users.id

claim_events

ColumnTypeNullable
iduuidNo
claim_iduuidNo
event_typetextNo
timestamptimestampNo

Relationships:

  • β€’ foreign key to claims.id

API Endpoints

POST
/api/documents

Upload doc

πŸ”’ Auth Required
POST
/api/claims/scan

AI risk analysis

πŸ”’ Auth Required
POST
/api/claims

Create claim

πŸ”’ Auth Required
POST
/api/claims/:id/events

Log event

πŸ”’ Auth Required

Tech Stack

Frontend
Next.js 14 + Tailwind + shadcn/ui
Backend
Supabase Edge Functions
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe
Hosting
Vercel
Additional Tools
Supabase StorageOpenAI

Build Timeline

Week 1: Vault & auth

18h
  • βœ“ File uploads
  • βœ“ User mgmt

Week 2: Claim builder

25h
  • βœ“ Forms
  • βœ“ Package gen

Week 3: AI scanner

28h
  • βœ“ Risk AI
  • βœ“ Integration

Week 4: Tracker & templates

20h
  • βœ“ Timeline
  • βœ“ Appeals

Week 5: Payments & polish

15h
  • βœ“ Stripe
  • βœ“ UI fixes

Week 6: Forum & launch

12h
  • βœ“ Basic forum
  • βœ“ Deploy

Week 7: Testing

10h
  • βœ“ E2E
  • βœ“ Security

Week 8: Optimizations

8h
  • βœ“ Perf
  • βœ“ SEO
Total Timeline: 8 weeks β€’ 156 hours

Pricing Tiers

Free

$0/mo

No appeals

  • βœ“5 docs
  • βœ“1 claim/mo
  • βœ“Basic scan

Pro

$25/mo
  • βœ“Unlimited docs/claims
  • βœ“Full AI
  • βœ“Templates

Enterprise

$79/mo
  • βœ“All Pro
  • βœ“Team accounts
  • βœ“Custom AI training

Revenue Projections

MonthUsersConversionMRRARR
Month 12502.5%$156$1,872
Month 61,8006%$2,700$32,400

Unit Economics

$35
CAC
$380
LTV
3.5%
Churn
93%
Margin
LTV:CAC Ratio: 10.9xExcellent!

Landing Page Copy

Forge Claims That Insurers Can't Deny

Organize your gig proof, predict risks, win payouts.

Feature Highlights

βœ“AI Denial Predictor
βœ“Secure Doc Vault
βœ“Ready-to-File Packages
βœ“Appeal Toolkit

Social Proof (Placeholders)

"'Turned denial into approval!' - Tom, Lyft"
"'Saved my finances.' - Emma, Writer"

First Three Customers

Target Reddit r/gigeconomy claim stories, offer free scans. Email gig worker unions. YouTube tutorial on 'gig insurance denied' with signup link.

Launch Channels

Product Huntr/gigeconomyr/EntrepreneurTwitter/XTikTok

SEO Keywords

gig worker insurance claim deniedfreelancer disability claim helpfight insurance denial freelancegig claim builder

Competitive Analysis

ClaimHelper

claimhelper.com
$50/claim
Strength

General claims

Weakness

No gig focus or AI

Our Advantage

Gig-specific AI & storage

DoNotPay

donotpay.com
$36/mo
Strength

Legal bots

Weakness

Broad, shallow coverage

Our Advantage

Deep disability claim specialization

🏰 Moat Strategy

Claim success data moat for improving AI predictions

⏰ Why Now?

Spike in gig injuries from delivery boom + class actions against insurers for gig undervaluation.

Risks & Mitigation

legalhigh severity

Advice liability

Mitigation

Disclaimer + not legal advice

technicalmedium severity

AI false positives

Mitigation

User overrides + feedback loop

executionmedium severity

User acquisition

Mitigation

Viral claim sharing

Validation Roadmap

pre-build7 days

Analyze 50 public claim denials

Success: Patterns identified

mvp35 days

Beta with 15 denied users

Success: 3 success stories

launch21 days

Forum posts in claims subs

Success: 200 signups

Pivot Options

  • β†’General insurance claims
  • β†’Legal doc generator
  • β†’Gig worker legal toolkit

Quick Stats

Build Time
156h
Target MRR (6 mo)
$5,000
Market Size
$400.0M
Features
8
Database Tables
4
API Endpoints
4