NaijaAMLGuard

Affordable AML screening built for Nigerian fintechs – no experts needed.

Score: 8.2/10NigeriaMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Nigerian entrepreneurs face a severe shortage of skilled RegTech professionals, preventing them from developing and maintaining advanced AML and fraud detection systems.

Solution

NaijaAMLGuard provides instant KYC/AML checks against Nigerian watchlists, PEP databases, and sanctions using simple rules tailored to CBN regulations. Entrepreneurs upload customer data or integrate via API for automated screening, reducing compliance risks without hiring specialists. Get risk scores and reports in seconds to stay audit-ready.

Target Audience

Nigerian entrepreneurs in fintech, banking, or compliance-heavy startups needing AML and fraud systems

Differentiator

Nigeria-specific rule engine with CBN/NDIC watchlists pre-loaded, under $25/mo vs enterprise tools at $1000+.

Brand Voice

professional

Features

Watchlist Screening

must-have20h

Screen names/emails/phones against Nigerian PEP, sanctions, and adverse media lists.

Risk Scoring

must-have15h

Assign automated risk levels (low/medium/high) based on matches and fuzzy logic.

Bulk Upload

must-have10h

CSV upload for screening hundreds of customers at once.

API Integration

must-have25h

REST API for real-time screening in apps.

Audit Reports

must-have12h

Downloadable PDF reports for compliance audits.

Dashboard Analytics

nice-to-have8h

Visual stats on screenings and risk trends.

Email Alerts

nice-to-have6h

Notifications for high-risk matches.

Custom Rules

future15h

User-defined screening rules.

Total Build Time: 111 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
created_attimestampNo

organizations

ColumnTypeNullable
iduuidNo
nametextNo
user_iduuidNo
subscription_tiertextYes

Relationships:

  • user_id references users(id)

screenings

ColumnTypeNullable
idNo
organization_iduuidNo
entity_nametextNo
risk_scoreintNo
matchestext[]Yes
created_attimestampNo

Relationships:

  • organization_id references organizations(id)

watchlists

ColumnTypeNullable
iduuidNo
nametextNo
entriesjsonbYes

API Endpoints

POST
/api/screen

Screen single entity

🔒 Auth Required
POST
/api/bulk-screen

Upload CSV for bulk screening

🔒 Auth Required
GET
/api/screenings

List user screenings

🔒 Auth Required
GET
/api/reports/:id

Download screening report

🔒 Auth Required

Tech Stack

Frontend
Next.js 14 + Tailwind + shadcn/ui
Backend
Next.js API routes
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe
Hosting
Vercel
Additional Tools
Resend for emailsCrisp for chat

Build Timeline

Week 1: Core auth and DB setup

40h
  • User/org tables
  • Auth flows
  • Basic dashboard

Week 2: Screening engine

40h
  • Watchlist data
  • Single/bulk screening

Week 3: API and reports

35h
  • API endpoints
  • PDF generation

Week 4: Payments and analytics

30h
  • Stripe integration
  • Dashboard charts

Week 5: Polish and testing

25h
  • UI refinements
  • E2E tests

Week 6: Launch prep

20h
  • Landing page
  • SEO
Total Timeline: 6 weeks • 220 hours

Pricing Tiers

Free

$0/mo

No API

  • 50 screenings/mo
  • Basic reports

Pro

$25/mo

1 org

  • Unlimited screenings
  • API access
  • Audit reports

Enterprise

$99/mo

5 orgs

  • All Pro + teams
  • Custom watchlists
  • Priority support

Revenue Projections

MonthUsersConversionMRRARR
Month 11002%$50$600
Month 65005%$625$7,500

Unit Economics

$40
CAC
$300
LTV
5%
Churn
85%
Margin
LTV:CAC Ratio: 7.5xExcellent!

Landing Page Copy

Build AML Compliance Without RegTech Experts

NaijaAMLGuard screens customers against Nigerian lists in seconds – CBN compliant, $25/mo.

Feature Highlights

Instant PEP/Sanctions checks
Bulk screening for onboarding
API for fintech apps
Ready audit reports

Social Proof (Placeholders)

"'Saved us from hiring a compliance officer!' – Fintech CEO"
"'Perfect for Nigerian regs.' – Bank Startup"

First Three Customers

DM 20 Nigerian fintech founders on LinkedIn/Twitter sharing pain of AML setup; offer free 1-month Pro trial for feedback. Target Lagos accelerator alumni via WhatsApp groups. Post in Nigerian Fintech Facebook groups with demo video.

Launch Channels

Product Huntr/SaaSNigerian Fintech TwitterIndie Hackers

SEO Keywords

AML software NigeriaKYC screening tool NigeriaCBN compliance softwareNigerian PEP screening

Competitive Analysis

$0.50/check + setup
Strength

Global coverage

Weakness

No Nigeria-specific lists, expensive for startups

Our Advantage

Pre-loaded NG data, flat $25/mo

🏰 Moat Strategy

Curated Nigerian watchlist data that improves with user feedback loops.

⏰ Why Now?

Nigeria's fintech boom (Paystack/Flutterwave unicorns) meets stricter CBN AML rules post-2023.

Risks & Mitigation

legalmedium severity

Regulatory changes in watchlists

Mitigation

Modular data updates via admin

markethigh severity

Low adoption due to awareness

Mitigation

Free tier + targeted outreach

technicalmedium severity

False positives in screening

Mitigation

Fuzzy matching + manual review option

Validation Roadmap

pre-build7 days

Interview 10 NG fintechs on AML pains

Success: 5+ confirm willingness to pay $25

mvp14 days

Build core screening, get 3 beta users

Success: 90% satisfaction

launch30 days

PH launch, 100 signups

Success: 5% conversion

Pivot Options

  • Expand to Kenya/SA compliance
  • Add KYB for businesses
  • White-label for banks

Quick Stats

Build Time
220h
Target MRR (6 mo)
$1,000
Market Size
$50.0M
Features
8
Database Tables
4
API Endpoints
4