PocketPayroll

Payroll in 5 minutes for small teams, no accountants required.

Score: 7.7/10UKMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Small business owners can't find affordable HR software that fully handles payroll, benefits, and compliance without incurring the high costs of enterprise solutions like BambooHR.

Solution

PocketPayroll handles payroll calculations, direct deposits, and basic tax filings for 1-50 employee businesses with a one-click setup. It integrates employee onboarding and timesheet approvals into a single dashboard. Compliance basics like W-2s and 1099s are automated without enterprise pricing.

Target Audience

Small business owners managing 1-50 employees

Differentiator

Zero-configuration payroll engine that auto-detects state tax rules and employee classifications on signup.

Brand Voice

friendly

Features

Quick Payroll Run

must-have20h

Generate and send payroll with one click, including taxes and deductions.

Employee Onboarding

must-have15h

Add employees via simple form, auto-generate tax forms.

Timesheet Tracker

must-have18h

Mobile-friendly time entry with approval workflow.

Tax Filing Export

must-have12h

Download ready-to-file IRS forms like W-2s.

Direct Deposit Setup

must-have25h

Integrate with banks for ACH payments.

Benefits Deduction Calc

nice-to-have10h

Simple calculator for health insurance withholdings.

Reports Dashboard

nice-to-have8h

Exportable payroll summaries and analytics.

AI Tax Auditor

future0h

Flag potential compliance issues.

Total Build Time: 108 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
business_nametextNo
statetextNo
created_attimestampNo

Relationships:

  • one-to-many with employees

employees

ColumnTypeNullable
iduuidNo
user_iduuidNo
nametextNo
hourly_rateintNo
hours_workedintYes

Relationships:

  • foreign key to users.id
  • one-to-many with payroll_runs

payroll_runs

ColumnTypeNullable
iduuidNo
employee_iduuidNo
amountintNo
taxes_deductedintYes
run_datetimestampNo
statustextNo

Relationships:

  • foreign key to employees.id

API Endpoints

POST
/api/payroll/run

Calculate and process payroll for selected employees

🔒 Auth Required
POST
/api/employees

Create new employee

🔒 Auth Required
GET
/api/employees

List employees

🔒 Auth Required
POST
/api/timesheets

Submit timesheet

🔒 Auth Required
GET
/api/reports/w2

Generate W-2 exports

🔒 Auth Required
POST
/api/auth/login

User login

Tech Stack

Frontend
Next.js 14 + Tailwind CSS + shadcn/ui
Backend
Next.js API routes
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe
Hosting
Vercel
Additional Tools
Resend for emails

Build Timeline

Week 1: Core auth and DB setup

40h
  • User signup/login
  • Basic DB schema

Week 2: Employee management

40h
  • CRUD employees
  • Onboarding flow

Week 3: Payroll engine

40h
  • Payroll calculation API
  • Timesheets

Week 4: Payments and reports

40h
  • Stripe integration
  • Export features

Week 5: Polish and testing

30h
  • UI refinements
  • E2E tests
Total Timeline: 5 weeks • 190 hours

Pricing Tiers

Free

$0/mo

No payments or filings

  • 1 employee
  • Basic payroll calc

Pro

$15/mo
  • Up to 10 employees
  • Direct deposit
  • Tax exports

Enterprise

$49/mo
  • Up to 50 employees
  • Priority support
  • Custom reports

Revenue Projections

MonthUsersConversionMRRARR
Month 11003%$45$540
Month 68008%$960$11,520

Unit Economics

$40
CAC
$360
LTV
5%
Churn
85%
Margin
LTV:CAC Ratio: 9.0xExcellent!

Landing Page Copy

Pay Your Team in Minutes, Not Hours

Affordable payroll for small businesses – calculations, taxes, and deposits included.

Feature Highlights

Instant setup
State tax automation
Mobile timesheets
IRS-ready exports
Bank integrations

Social Proof (Placeholders)

"'Saved us $500/mo on accounting fees!' – Sarah, Cafe Owner"
"'So simple, even I can do payroll.' – Mike, Freelance Agency"

First Three Customers

Post in small business Facebook groups like 'Small Business Owners' offering free first payroll run; DM 20 owners from LinkedIn searching 'small business owner + payroll'; run $50 Reddit ads on r/smallbusiness targeting pain points.

Launch Channels

Product Huntr/smallbusinessr/SaaSIndie HackersTwitter #microsaas

SEO Keywords

small business payroll softwareaffordable payroll for 10 employeeseasy payroll no accountant

Competitive Analysis

$40+/mo base
Strength

Full features

Weakness

Overkill and expensive for tiny teams

Our Advantage

5x cheaper, instant setup

BambooHR

bamboohr.com
$6/employee
Strength

HR suite

Weakness

No payroll focus, high min cost

Our Advantage

Payroll-first at fixed low price

🏰 Moat Strategy

Proprietary state tax rule engine built from IRS data, hard to replicate quickly.

⏰ Why Now?

Rising remote work and gig economy increase demand for simple, compliant payroll amid complex state laws post-2023 tax changes.

Risks & Mitigation

legalhigh severity

Tax compliance errors

Mitigation

Use verified IRS APIs and legal review before launch

marketmedium severity

Low adoption due to payroll sensitivity

Mitigation

Free tier with test mode and accountant partnerships

technicallow severity

Bank integration failures

Mitigation

Start with Stripe ACH, add Plaid later

Validation Roadmap

pre-build7 days

Interview 10 small biz owners on payroll pain

Success: 80% express interest in $15 price

mvp14 days

Build core payroll calc demo

Success: 5 paid beta users

launch3 days

PH launch with 200 signups

Success: 10% conv to paid

Pivot Options

  • Shift to freelancer invoicing tool
  • Add full HRIS for benefits
  • White-label for accountants

Quick Stats

Build Time
190h
Target MRR (6 mo)
$1,000
Market Size
$5000.0M
Features
8
Database Tables
3
API Endpoints
6