Automatically disputes and recovers your student overdraft fees
Students suffer high overdraft fees and poor customer service from banking apps marketed specifically for them.
Scans bank statements for overdraft fees from student apps and auto-generates dispute letters with bank-specific templates. Tracks claim status and follows up via email reminders. Users get reimbursed fees directly, minus small service cut.
College and university students relying on student-specific banking apps for daily financial management
Proven 70% success rate on student bank disputes using AI-optimized letters
edgy
OCR parses PDFs for fees
Creates personalized letters
Dashboard for status updates
Pre-built for 20+ student banks
Stripe handles reimbursements
Auto-emails to banks/users
Personal win rate charts
For roommates/groups
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| bank_name | text | No |
| fee_amount | int | No |
| status | text | No |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| bank_name | text | No |
| content | text | No |
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| claim_id | uuid | No |
| amount | int | No |
Relationships:
/api/upload-statementParse fees from PDF
/api/generate-disputeCreate letter
/api/claimsList user claims
/api/send-disputeEmail letter
/api/payouts/createInitiate Stripe payout
Up to $20 fees
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 150 | 3% | $67 | $810 |
| Month 6 | 1,200 | 5% | $900 | $10,800 |
AI fights banks for you – get 70% back on student fees effortlessly
Target r/College, r/StudentLoans with 'free dispute scan' offer. Run $50 FB ads to college emails. Partner with student finance bloggers for shoutouts.
Broad legal bots
Generic, low success on banks
Student bank focus
Bill negotiation
Manual process
Fully automated
Growing database of successful dispute templates per bank, improving win rates
Banks facing regulatory scrutiny on fees, more reimbursements possible
Dispute letter compliance
Legal review templates
Low reimbursement rates
A/B test letters
Success: 50% success
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