Get paid instantly from clients—fees covered by your $25/mo plan.
Freelancers suffer delays in client payments via ACH transfers while high wire transfer fees make faster alternatives unaffordable.
Freelancers create professional invoices with instant card payment links powered by Stripe. Clients pay instantly via card or slowly via ACH; your subscription covers all processing fees. Receive funds same-day without out-of-pocket costs or delays.
Freelancers reliant on ACH payments from business clients
Unlimited instant payouts with 100% fee coverage—no other invoicing tool subsidizes fees via subscription.
friendly
Drag-and-drop invoice creation with branding, line items, and dual payment options (card/ACH).
Automatically covers Stripe fees for instant card payments based on subscription tier limits.
Real-time view of invoices, payments, and fee savings tracker.
Secure portal for clients to view/pay invoices and payment history.
Sends email reminders for unpaid invoices with instant pay links.
Downloadable professional PDF invoices.
Connect Stripe for seamless payouts.
Payment speed and client analytics.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| stripe_customer_id | text | Yes |
| subscription_tier | text | No |
| fee_limit_remaining | int | No |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| client_email | text | No |
| amount | int | No |
| status | text | No |
| stripe_payment_intent | text | Yes |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| invoice_id | uuid | No |
| amount | int | No |
| fee_covered | int | No |
| method | text | No |
| status | text | No |
Relationships:
/api/invoicesCreate new invoice
/api/invoices/:idGet invoice details
/api/payments/webhookHandle Stripe webhooks
/api/dashboardFetch user dashboard data
/api/invoices/:id/payProcess client payment
No fee coverage, Stripe fees on you
Fee limit $1k
Fee limit $3k
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 50 | 4% | $50 | $600 |
| Month 6 | 500 | 8% | $1,000 | $12,000 |
Instant card payments from clients, no fees for you. Perfect for freelancers tired of waiting 3-5 days.
Post MVP video on r/freelance and Upwork community forums targeting ACH users; DM 20 freelancers from Twitter searches for 'ACH payment delay'; offer free Pro for 3 months in exchange for feedback and testimonial.
Full accounting suite
Charges full Stripe fees to user
Fee coverage makes us cheaper for high-volume
CRM for creatives
No fee coverage, complex for simple invoicing
Laser-focused on fast payments
Data on client payment preferences builds personalized invoice optimization over time.
Freelance market hit $1.5T; Stripe instant payouts and fee models now mature for SaaS coverage.
Stripe fee increases eat margins
Buffer 20% in pricing, multi-provider support
Low adoption of instant pay by clients
A/B test invoice copy, free client incentives
Webhook failures delay notifications
Idempotent webhooks, retry queues
Success: 50 signups in 7 days
Success: 80% create/send invoice, 50% get paid faster
Success: 10% email-to-paid
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