Fallback to SMS for mobile money when internet drops.
Business owners in rural Benin experience unreliable internet connectivity that disrupts critical mobile money transactions and digital banking services.
TextVault generates secure, one-time SMS codes for transactions that users send to mobile money shortcodes, bypassing internet entirely. The dashboard tracks SMS confirmations via carrier callbacks and reconciles ledgers. Ideal for zero-data txn during outages.
Business owners in rural Benin dependent on mobile money and digital banking
SMS-native transactions with dashboard reconciliation, no app install needed beyond web setup.
supportive
Create txn SMS ready to copy-paste or auto-send via device.
Parse incoming SMS replies to update status automatically.
Central view of SMS-confirmed txns with balances.
Pre-loaded Benin mobile money USSD/SMS numbers.
Optional Twilio integration for hands-free sending.
Schedule daily SMS txns like supplier payments.
PDF/CSV for accounting.
Track multiple phones/SIMs.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| phone | text | No |
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| sms_code | text | No |
| status | text | No |
| confirmed_at | timestamp | Yes |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| message | text | No |
| direction | text | No |
| timestamp | timestamp | No |
Relationships:
/api/sms/generateCreate txn SMS template
/api/sms/confirmWebhook for incoming SMS confirm
/api/transactionsList user SMS txns
/api/twilio/sendSend SMS via gateway
Manual copy-paste only
1 phone
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 80 | 4% | $96 | $1,152 |
| Month 6 | 600 | 9% | $1,620 | $19,440 |
TextVault turns your SMS into reliable mobile money transactions.
Post in Benin Telegram channels for traders and offer free Pro trial; partner with local mobile money agents for intros; run $50 FB ads targeting 'commercant Benin' with demo video.
Official
No tracking/dashboard
Centralized reconciliation and history
Aggregated SMS txn data creates outage heatmaps for Benin regions.
SMS usage remains 90% in rural Benin while data costs rise.
SMS delivery delays
Retry and timeout logic
Telecom regulations
User-initiated SMS only
Success: 100% confirmation rate
Success: 70% repeat usage
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