PayBorderless

Run multi-country payroll for remote teams without the hassle.

Score: 8.1/10GermanyMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Small bootstrapped companies endure legal headaches from managing compliance and payroll for remote teams across multiple countries using standard HR tools that lack international support.

Solution

PayBorderless calculates taxes, generates payslips, and handles multi-currency payouts for international teams using local rates. It integrates with Stripe for one-click runs and tracks compliance basics like minimum wages. Bootstrapped companies process payroll legally in under 10 minutes per cycle.

Target Audience

Small bootstrapped companies managing remote teams across multiple countries

Differentiator

Flat-rate for unlimited employees, focused on contractors/freelancers in emerging markets with built-in tax estimators—no full EOR markup.

Brand Voice

friendly

Features

Payroll Calculator

must-have25h

Input hours/salary, auto-calculate taxes and net pay per country.

Payslip Generator

must-have15h

Customizable PDF payslips compliant with local formats.

One-Click Payouts

must-have20h

Stripe integration for batch payments in local currencies.

Tax Estimator Dashboard

must-have12h

Monthly/annual tax projections per employee.

Run Payroll Flow

must-have18h

Guided wizard for monthly/ bi-weekly runs.

Compliance Wage Checker

must-have10h

Alerts if pay below local minimums.

Bulk Employee Import

nice-to-have8h

CSV upload for team setup.

History & Reports

nice-to-have7h

Payroll run archives with filters.

Email Payslips

nice-to-have6h

Auto-send to employees.

Bank API Sync

future25h

Future bank verification.

Total Build Time: 146 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
stripe_idtextYes

Relationships:

  • one-to-many with payroll_runs

contractors

ColumnTypeNullable
iduuidNo
user_iduuidNo
countrytextNo
hourly_rateintNo
hours_workedintYes

Relationships:

  • foreign key to users.id

payroll_runs

ColumnTypeNullable
iduuidNo
user_iduuidNo
period_starttimestampNo
total_amountintNo
statustextNo

Relationships:

  • foreign key to users.id
  • many-to-many with contractors

payslips

ColumnTypeNullable
iduuidNo
payroll_run_iduuidNo
contractor_iduuidNo
net_payintNo

Relationships:

  • foreign key to payroll_runs.id, contractors.id

API Endpoints

POST
/api/contractors

Add contractor

🔒 Auth Required
POST
/api/payroll/calculate

Run tax/ pay calc

🔒 Auth Required
POST
/api/payroll/run

Execute payout

🔒 Auth Required
GET
/api/payslips/:id

Fetch payslip PDF

🔒 Auth Required
POST
/api/stripe/webhook

Handle payout events

Tech Stack

Frontend
Next.js 14 + Tailwind + shadcn/ui
Backend
Next.js API routes + Supabase Edge Functions
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe
Hosting
Vercel
Additional Tools
Resend (payslip emails)

Build Timeline

Week 1: Auth, DB, Stripe connect

40h
  • User setup
  • Contractor CRUD

Week 2: Calculator engine

45h
  • Tax logic
  • Payslip gen

Week 3: Payroll run flow

40h
  • Run wizard
  • Stripe payouts

Week 4: Dashboard & reports

30h
  • History view
  • Exports

Week 5: Polish & test

25h
  • Bulk import
  • Full QA

Week 6: Emails & nice-to-haves

20h
  • Email integration
Total Timeline: 6 weeks • 200 hours

Pricing Tiers

Free

$0/mo

No payouts

  • Calculations only
  • 5 contractors

Pro

$30/mo
  • Unlimited contractors
  • Payouts
  • Payslips

Enterprise

$100/mo
  • All Pro
  • Bulk imports
  • Custom taxes
  • API

Revenue Projections

MonthUsersConversionMRRARR
Month 11503%$135$1,620
Month 69006%$1,620$19,440

Unit Economics

$50
CAC
$750
LTV
5%
Churn
88%
Margin
LTV:CAC Ratio: 15.0xExcellent!

Landing Page Copy

Pay Your Global Team Effortlessly

Multi-currency payroll, taxes, and payslips for remote contractors—flat $30/mo.

Feature Highlights

Auto tax calc
One-click payouts
Compliant payslips
Unlimited runs

Social Proof (Placeholders)

"'Payroll in 5 mins now!' - Remote CEO"
"'Handles Brazil/India perfectly.' - Founder"

First Three Customers

Share payroll pain tweet thread on r/remotework, offer free Pro to first 50 signups from HN Who is Hiring, follow up for case studies.

Launch Channels

Product Huntr/remoteworkHNTwitter #indiehacker

SEO Keywords

international contractor payrollremote team payslipsmulti country payroll calculator

Competitive Analysis

Papaya Global

papayaglobal.com
Custom enterprise
Strength

Full service

Weakness

Not for SMBs

Our Advantage

Self-serve, cheap

$40+/mo + $6/emp
Strength

US focus

Weakness

Poor intl

Our Advantage

Global contractor focus

🏰 Moat Strategy

Tax rate data accuracy from partnerships with local accountants.

⏰ Why Now?

Freelance economy growing 15% YoY, SMBs need cheap intl payroll post-layoffs.

Risks & Mitigation

financiallow severity

Stripe fee changes

Mitigation

Multi-provider support

technicalhigh severity

Tax calc inaccuracies

Mitigation

User overrides + disclaimers

Validation Roadmap

pre-build5 days

Landing page + waitlist

Success: 100 signups

mvp10 days

Closed beta payroll runs

Success: 80% repeat use

Pivot Options

  • US-only payroll
  • Invoice tool only
  • Expense tracker add-on

Quick Stats

Build Time
200h
Target MRR (6 mo)
$2,500
Market Size
$8000.0M
Features
10
Database Tables
4
API Endpoints
5