TunPayProxy

Receive Stripe payments from global customers, forwarded directly to your Tunisian bank with minimal fees.

Score: 7.6/10TNMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Tunisian SaaS startups cannot receive international payments via PayPal, which only supports sending funds, forcing them to use costly alternatives like Payoneer amid restrictive currency controls.

Solution

TunPayProxy acts as your international payment proxy: customers pay via Stripe on your SaaS checkout, we hold funds securely and batch-forward them to your local Tunisian account via optimized Wise/Payoneer routes. This bypasses PayPal receive restrictions and currency controls, saving 2-5% on fees compared to standalone alternatives. Automated compliance reporting ensures Tunisian export regs are met.

Target Audience

Tunisian SaaS startups serving international customers

Differentiator

Tunisian-first proxy with batch payouts reducing conversion fees by 40% via smart routing—no other service optimizes specifically for TND conversions.

Brand Voice

professional

Features

Payment Proxy Setup

must-have12h

One-click integration to embed Stripe checkout on your SaaS site, proxying funds to TunPayProxy.

Batch Payouts

must-have8h

Automatic weekly/monthly transfers to Tunisian banks via lowest-fee route (Wise/Payoneer).

Real-time Dashboard

must-have10h

Track incoming payments, fees saved, and payout status in a simple analytics view.

Compliance Reports

must-have6h

Generate Tunisian export invoices and tax summaries for BCI/CB compliance.

Customer Webhooks

must-have4h

Instant webhooks to your SaaS for payment confirmations.

Fee Calculator

must-have5h

Pre-build tool to simulate savings vs Payoneer.

Custom Payout Schedules

nice-to-have6h

Choose daily/weekly/monthly payouts.

Multi-currency Hold

nice-to-have8h

Hold USD/EUR before converting at best rates.

API Access

nice-to-have10h

Full REST API for advanced integrations.

Total Build Time: 69 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
tunisian_idtextNo
stripe_keytextYes
bank_detailstextNo
created_attimestampNo

Relationships:

  • one-to-many with payments, payouts

payments

ColumnTypeNullable
iduuidNo
user_iduuidNo
stripe_idtextNo
amount_usdintNo
statustextNo
created_attimestampNo

Relationships:

  • foreign key to users.id

payouts

ColumnTypeNullable
iduuidNo
user_iduuidNo
payment_idstext[]Yes
amount_tndintNo
routetextNo
statustextNo
created_attimestampNo

Relationships:

  • foreign key to users.id

API Endpoints

POST
/api/payments

Webhook from Stripe for new payments

🔒 Auth Required
GET
/api/dashboard

Fetch user payments and balance

🔒 Auth Required
POST
/api/payouts

Trigger manual payout

🔒 Auth Required
GET
/api/reports

Generate compliance PDF

🔒 Auth Required
PUT
/api/users/me

Update bank details

🔒 Auth Required

Tech Stack

Frontend
Next.js 14 + Tailwind + shadcn/ui
Backend
Next.js API routes + Supabase Edge Functions
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe (for proxy) + Paddle (for SaaS subs)
Hosting
Vercel
Additional Tools
Resend (email)Zod (validation)

Build Timeline

Week 1: Core auth and dashboard

20h
  • User signup/login
  • Basic dashboard

Week 2: Payment proxy integration

25h
  • Stripe webhook
  • Payments table

Week 3: Payout logic

20h
  • Wise/Payoneer API mocks
  • Payouts table

Week 4: Reports and flows

15h
  • Compliance PDF gen
  • Onboarding flow

Week 5: Polish and test

10h
  • E2E tests
  • Mobile responsive

Week 6: Launch prep

10h
  • Landing page
  • SEO
Total Timeline: 6 weeks • 110 hours

Pricing Tiers

Starter

$0/mo

1% fee + provider costs

  • Up to $500/mo processed
  • Weekly payouts

Pro

$8/mo

0.5% fee

  • Unlimited volume
  • Daily payouts
  • Priority support

Enterprise

$29/mo

0.2% fee

  • Custom routing
  • Dedicated manager
  • API access

Revenue Projections

MonthUsersConversionMRRARR
Month 1504%$16$192
Month 63008%$192$2,304

Unit Economics

$15
CAC
$250
LTV
5%
Churn
92%
Margin
LTV:CAC Ratio: 16.7xExcellent!

Landing Page Copy

Unlock International Payments for Your Tunisian SaaS

Proxy Stripe payments and get funds in your local bank—save 40% on fees vs Payoneer.

Feature Highlights

1-click Stripe integration
Batch TND payouts
Tunisian compliance built-in
Real-time tracking
Fee optimizer

Social Proof (Placeholders)

"'Saved me $200/mo!' — Ahmed, SaaS Founder"
"'Finally, easy USD to TND.' — Sara, Tunis"

First Three Customers

Post in Tunisian SaaS Facebook groups and LinkedIn (Tunisian Devs), offer free 3 months to first 10 signups; DM 20 local founders from Product Hunt SaaS launches; run $50 FB ad targeting 'SaaS Tunisia'.

Launch Channels

Product Huntr/SaaSTunisian Startups FBTwitter #SaaS

SEO Keywords

tunisia receive stripe paymentstunisian saas paypal alternativepayoneer fees tunisiainternational payments tunisia saas

Competitive Analysis

Payoneer

payoneer.com
2-3% + FX
Strength

Global reach

Weakness

High TND conversion fees

Our Advantage

Batch proxy saves 40% + compliance

Wise Business

wise.com
0.5-1%
Strength

Low FX

Weakness

No proxy/SaaS integration

Our Advantage

Stripe proxy + auto-routing

🏰 Moat Strategy

Data on optimal TND routes builds proprietary fee-saving algorithms; network effects from shared proxy volume.

⏰ Why Now?

Tunisian SaaS boom (500+ startups) amid PayPal restrictions tightening; remote work surge increases intl clients.

Risks & Mitigation

legalmedium severity

Payment regs in Tunisia

Mitigation

Consult local lawyer pre-launch; start as beta

financiallow severity

Provider fee changes

Mitigation

Multi-provider support

executionmedium severity

Stripe webhook delays

Mitigation

Queue system with retries

Validation Roadmap

pre-build7 days

Interview 20 Tunisian SaaS founders

Success: 10 express interest

mvp14 days

Beta with 5 users

Success: $1k processed

launch3 days

PH launch

Success: 100 signups

Pivot Options

  • Pure invoicing tool
  • General freelancer proxy
  • Crypto payout option

Quick Stats

Build Time
110h
Target MRR (6 mo)
$500
Market Size
$5.0M
Features
9
Database Tables
3
API Endpoints
5