PayGlobe

Cheapest international payroll routes, auto-optimized.

Score: 8.0/10EgyptMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Remote teams cannot efficiently process international payroll payments using standard software.

Solution

PayGlobe scans 20+ payment providers (Wise, Payoneer, etc.) to find the lowest fees and best FX rates for your team's payouts. It handles batch processing and splits payments intelligently across providers. Finance teams save 15-30% on costs without switching banks.

Target Audience

HR and finance managers of remote-first companies with internationally distributed teams

Differentiator

Real-time rate aggregator that dynamically routes payments for minimal costs, unlike single-provider tools.

Brand Voice

friendly/professional

Features

Rate Scanner

must-have22h

Compare live rates across providers before payout.

Smart Routing

must-have18h

Auto-select best provider per employee/country.

Bulk Payouts

must-have15h

Upload CSV, preview savings, process.

Cost Analytics

must-have12h

Dashboard showing savings vs. benchmarks.

Provider Setup

must-have10h

Connect your Wise/Stripe accounts securely.

Scheduled Runs

nice-to-have8h

Recurring payroll on autopilot.

Fee Alerts

nice-to-have6h

Notifications for rate changes.

Historical Comparisons

nice-to-have10h

Track cost trends over time.

Total Build Time: 101 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo

Relationships:

  • belongs to teams

teams

ColumnTypeNullable
iduuidNo
nametextNo

Relationships:

  • has many users, payouts

employees

ColumnTypeNullable
iduuidNo
team_iduuidNo
bank_accounttextYes
countrytextNo

Relationships:

  • foreign key team_id -> teams.id

payouts

ColumnTypeNullable
iduuidNo
employee_iduuidNo
providertextNo
fee_savedintYes

Relationships:

  • foreign key employee_id -> employees.id

providers

ColumnTypeNullable
iduuidNo
nametextNo
api_key_hashtextYes

Relationships:

  • used in payouts

API Endpoints

POST
/api/rates

Scan rates for payout batch

🔒 Auth Required
POST
/api/payouts

Execute optimized payouts

🔒 Auth Required
GET
/api/analytics

Fetch savings data

🔒 Auth Required

Tech Stack

Frontend
Next.js 14 + Tailwind + shadcn/ui
Backend
Next.js + Supabase Functions
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Wise + Payoneer APIs + Stripe Connect
Hosting
Vercel
Additional Tools
Cron for schedulesPlausible analytics

Build Timeline

Week 1: Setup and employee mgmt

35h
  • Auth/DB
  • Employee CRUD

Week 2: Rate scanning

40h
  • Provider APIs
  • Scanner logic

Week 3: Payout execution

35h
  • Routing
  • Batch process

Week 4: Analytics + UI polish

30h
  • Dashboard
  • Reports

Week 5: Integrations and launch

25h
  • Account connects
  • Landing

Week 6: Testing/optimizations

20h
  • Edge cases
  • Beta ready
Total Timeline: 6 weeks • 185 hours

Pricing Tiers

Starter

$0/mo

No live sends

  • Rate scans
  • Up to 10 employees

Pro

$30/mo

500 payouts/mo

  • Live payouts
  • Unlimited scans
  • Analytics

Scale

$89/mo

Unlimited

  • All Pro + Custom providers
  • Priority routing

Revenue Projections

MonthUsersConversionMRRARR
Month 1404%$48$576
Month 625010%$750$9,000

Unit Economics

$35
CAC
$550
LTV
6%
Churn
88%
Margin
LTV:CAC Ratio: 15.7xExcellent!

Landing Page Copy

Slash Payroll Fees by 25% with Smart Global Routing

PayGlobe finds the best rates across providers – automatically.

Feature Highlights

Live provider comparisons
Auto-route for savings
Batch international sends
Cost tracking dashboard

Social Proof (Placeholders)

"'Cut our FX fees in half' - CFO, DistroTeam"
"'Best rates every time' - Remote Ops"

First Three Customers

Share rate savings calculator on LinkedIn finance groups and Twitter #startupfinance. Offer free month to first 10 signups from r/digitalnomad payroll threads. Cold email bootstrapped remote cos from AngelList.

Launch Channels

Product Huntr/financer/SaaSHacker NewsLinkedIn

SEO Keywords

cheapest international paymentspayroll fee optimizerglobal payout aggregatorremote payroll savings

Competitive Analysis

Wise Business

wise.com
Per transfer fees
Strength

Low fees

Weakness

Single provider

Our Advantage

Multi-provider optimization

Variable
Strength

Speed

Weakness

No batch/teams

Our Advantage

Team-scale batching

🏰 Moat Strategy

Network of provider APIs with ML routing model improving via payout data.

⏰ Why Now?

FX volatility up 40% in 2023, remote teams scaling, need cost tools.

Risks & Mitigation

technicalmedium severity

API rate limits from providers

Mitigation

Caching + fallbacks

financiallow severity

Provider fee changes

Mitigation

Daily rescans

Validation Roadmap

pre-build5 days

Build rate scanner demo, get 50 scans

Success: Avg 20% savings validated

launch30 days

10 paid betas

Success: $500 MRR

Pivot Options

  • Pure FX hedging tool
  • Expense splitting
  • Gig worker payouts

Quick Stats

Build Time
185h
Target MRR (6 mo)
$1,500
Market Size
$3000.0M
Features
8
Database Tables
5
API Endpoints
3