SteadyGig

Turn irregular freelance income into predictable monthly paychecks instantly.

Score: 7.6/10ArgentinaMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

HRTech payroll solutions charge exorbitant fees for freelancers handling irregular income, crippling small business growth.

Solution

SteadyGig automatically allocates your gig earnings into a virtual paycheck system, smoothing out fluctuations by averaging past income and holding funds in escrow. Freelancers get steady pay dates while building an emergency buffer. Small businesses can verify and reimburse seamlessly without high HRTech fees.

Target Audience

Small businesses and freelancers with irregular income using HRTech payroll solutions

Differentiator

Personal escrow-based paycheck smoothing exclusively for solo freelancers, no employer needed.

Brand Voice

friendly

Features

Income Tracker

must-have12h

Manually or auto-import gig payments from bank/CSV to log irregular income.

Paycheck Generator

must-have20h

Calculates smoothed monthly paychecks based on 3-6 month rolling average.

Escrow Wallet

must-have15h

Holds funds securely via Stripe, releases on pay date.

Tax Allocator

must-have10h

Auto-reserves estimated taxes from each deposit.

Pay Stub Export

must-have8h

Generates professional PDF pay stubs for records.

Bank Sync

nice-to-have18h

Plaid integration for automatic income detection.

Forecast Dashboard

nice-to-have12h

Predicts next paycheck based on recent trends.

Mobile App Alerts

nice-to-have10h

Push notifications for deposits and pay dates.

Total Build Time: 105 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
nametextYes
created_attimestampNo

incomes

ColumnTypeNullable
iduuidNo
user_iduuidNo
amountintNo
datetimestampNo
sourcetextYes

Relationships:

  • user_id references users(id)

paychecks

ColumnTypeNullable
iduuidNo
user_iduuidNo
amountintNo
pay_datetimestampNo
statustextNo

Relationships:

  • user_id references users(id)

escrows

ColumnTypeNullable
iduuidNo
user_iduuidNo
balanceintNo
updated_attimestampNo

Relationships:

  • user_id references users(id)

API Endpoints

POST
/api/incomes

Add new income entry

🔒 Auth Required
GET
/api/paychecks

List user paychecks

🔒 Auth Required
POST
/api/paychecks/generate

Generate next paycheck

🔒 Auth Required
GET
/api/escrow/balance

Get current escrow balance

🔒 Auth Required

Tech Stack

Frontend
Next.js 14 + Tailwind + shadcn/ui
Backend
Next.js API routes
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe
Hosting
Vercel
Additional Tools
PlaidReact PDF

Build Timeline

Week 1: Core setup and auth

40h
  • Project setup
  • User auth
  • Basic dashboard

Week 2: Income tracking

35h
  • Income CRUD
  • DB schema

Week 3: Paycheck logic

40h
  • Averaging algo
  • Paycheck generation

Week 4: Escrow and payments

35h
  • Stripe integration
  • Escrow balance

Week 5: Exports and UI polish

30h
  • PDF stubs
  • Responsive design

Week 6: Nice-to-haves and testing

25h
  • Forecasts
  • Full testing
Total Timeline: 6 weeks • 215 hours

Pricing Tiers

Free

$0/mo

No escrow, no exports

  • Income tracking up to 10 entries/mo
  • Basic paycheck calc

Pro

$29/mo

1 user

  • Unlimited tracking
  • Escrow wallet
  • Pay stubs
  • Tax allocator

Team

$99/mo

5 users

  • All Pro + multi-user
  • Custom reports
  • Priority support

Revenue Projections

MonthUsersConversionMRRARR
Month 11002%$58$696
Month 68005%$1,160$13,920

Unit Economics

$40
CAC
$348
LTV
5%
Churn
92%
Margin
LTV:CAC Ratio: 8.7xExcellent!

Landing Page Copy

Steady Paychecks from Gig Chaos

Smooth your irregular freelance income into reliable monthly payouts – no more feast or famine.

Feature Highlights

Auto-average your earnings
Secure escrow holds funds
Pro pay stubs included
Tax reserves automatic

Social Proof (Placeholders)

"'Finally predictable pay!' – Alex, Designer"
"'Saved me from cashflow hell' – Sarah, Writer"

First Three Customers

Post in freelance subreddits like r/freelance and r/gigeconomy with a free beta invite; DM 20 Upwork freelancers offering free month; Share MVP video on Twitter #freelance with waitlist link.

Launch Channels

Product Huntr/freelancer/SaaSIndie HackersTwitter #buildinpublic

SEO Keywords

freelancer payroll softwareirregular income paycheckgig economy payrollsmooth freelance paychecksfreelance tax calculator

Competitive Analysis

$40+/mo + per employee
Strength

Full HR suite

Weakness

Overkill and expensive for solos

Our Advantage

Freelancer-only, 70% cheaper, self-serve smoothing

Free invoicing, paid payroll
Strength

Accounting basics

Weakness

No income smoothing

Our Advantage

Paycheck prediction + escrow

🏰 Moat Strategy

Data moat from income patterns for better forecasting AI over time.

⏰ Why Now?

Gig economy boom post-2023, freelancers hit by inflation need stability amid rising HRTech costs.

Risks & Mitigation

legalmedium severity

Escrow regulations vary by state

Mitigation

Use Stripe Treasury, limit to US, consult lawyer pre-launch

marketlow severity

Freelancers prefer manual tracking

Mitigation

Free tier + tutorials

technicalmedium severity

Plaid integration delays

Mitigation

Start with CSV upload

Validation Roadmap

pre-build7 days

Interview 20 freelancers on pain

Success: 15 confirm irregular pay issue

mvp14 days

Beta with 10 users

Success: 80% retention week 2

launch3 days

PH launch

Success: 200 signups

Pivot Options

  • Employer verification tool
  • Gig tax optimizer
  • Personal finance for creators

Quick Stats

Build Time
215h
Target MRR (6 mo)
$1,500
Market Size
$5000.0M
Features
8
Database Tables
4
API Endpoints
4