NoGhostPay

Charge micro-deposits to risky students, refund on show-up

Score: 7.9/10UKEasy BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Operators of student-focused restaurant reservation apps face high churn rates as students frequently ghost bookings, causing restaurants to refuse payment for unreliable leads.

Solution

NoGhostPay adds optional micro-deposits ($1-5) to bookings from high-risk students, refunded on arrival. Integrates via API to handle payments seamlessly. Restaurants get guaranteed leads, operators reduce churn with proven commitment.

Target Audience

Owners and operators of student-focused restaurant reservation apps

Differentiator

Dynamic deposit amounts based on student history, with seamless Stripe integration

Brand Voice

edgy

Features

Dynamic Deposits

must-have18h

Calculate and charge based on risk

Stripe Integration

must-have20h

Handle charges/refunds automatically

Refund Verification

must-have12h

Webhook from your app on show-up

Risk Thresholds

must-have10h

Set deposit triggers

Payout Dashboard

must-have10h

Track deposits earned (your rev share)

Waiver Options

nice-to-have6h

Allow opt-out for trusted students

Bulk Refunds

nice-to-have5h

Manual batch processing

Compliance Logs

nice-to-have4h

Audit trail for payments

Total Build Time: 85 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
stripe_idtextYes

Relationships:

  • one-to-many deposits

students

ColumnTypeNullable
iduuidNo
risk_levelintNo
user_iduuidNo

Relationships:

  • belongs to users

deposits

ColumnTypeNullable
iduuidNo
booking_idtextNo
amountintNo
statustextNo
refundedboolNo
user_iduuidNo
student_iduuidNo

Relationships:

  • belongs to users and students

API Endpoints

POST
/api/deposits/check

Assess risk and charge

🔒 Auth Required
POST
/api/deposits/:id/refund

Refund on show-up

🔒 Auth Required
GET
/api/payouts

Earnings dashboard

🔒 Auth Required
POST
/api/stripe/webhook

Handle payment events

Tech Stack

Frontend
Next.js 14 + Tailwind + shadcn/ui
Backend
Next.js API routes
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe
Hosting
Vercel
Additional Tools
Stripe webhooks

Build Timeline

Week 1: Payments setup

25h
  • Stripe connect
  • DB

Week 2: Deposit logic

25h
  • Risk calc
  • Charge API

Week 3: Refunds and dashboard

20h
  • Refund flow
  • Metrics

Week 4: Testing + polish

15h
  • Edge cases
  • Compliance

Week 5: Onboarding

10h
  • Flows
  • Landing
Total Timeline: 5 weeks • 95 hours

Pricing Tiers

Free

$0/mo

10% fee on earnings

  • $100 deposits/mo

Starter

$8/mo

5% fee

  • $1k deposits

Pro

$39/mo

2% fee

  • Unlimited
  • Custom risk

Revenue Projections

MonthUsersConversionMRRARR
Month 1408%$25$300
Month 620012%$240$2,880

Unit Economics

$12
CAC
$280
LTV
6%
Churn
90%
Margin
LTV:CAC Ratio: 23.3xExcellent!

Landing Page Copy

Make Ghosts Pay Up Front

Micro-deposits ensure students show – you keep the fee on no-shows.

Feature Highlights

Dynamic $1-5 deposits
Auto-refund on arrival
Earn rev share
75% churn drop

Social Proof (Placeholders)

"'Deposits = dependable leads' – BookCampus"

First Three Customers

Email founders of student apps from Crunchbase, highlight deposit rev share. Free setup + first $500 deposits free.

Launch Channels

Product Huntr/SaaSStripe apps directory

SEO Keywords

student booking depositsno-show penalty saasrestaurant lead guarantee

Competitive Analysis

DepositDine

depositdine.com
$59/mo + fees
Strength

Full deposits

Weakness

Overkill for students

Our Advantage

Micro + dynamic for low friction

🏰 Moat Strategy

Network effects as more apps join, better risk data

⏰ Why Now?

Stripe's easy Connect API + rising no-show costs

Risks & Mitigation

legalmedium severity

Payment disputes

Mitigation

Clear TOS + logs

financiallow severity

Low deposit volumes

Mitigation

Freemium ramp

Validation Roadmap

pre-build2 days

Validate deposit willingness

Success: 5 yes from polls

mvp12 days

Test with 2 apps

Success: $100 earned

Pivot Options

  • Event ticket deposits
  • General freelance deposits

Quick Stats

Build Time
95h
Target MRR (6 mo)
$600
Market Size
$60.0M
Features
8
Database Tables
3
API Endpoints
4