Instant business docs & virtual setup to qualify for solo freelancer banking
Freelancers get rejected by banks for business accounts due to no employees or revenue history, forcing them to mix personal and business finances.
SoloBizKit uses AI to generate tailored business plans, EIN applications, virtual addresses, and legitimacy proofs customized for your freelance niche. Submit professional packages to banks showing you're a structured solo operation. Track applications and get approval tips from real user data.
Solo freelancers without employees or established revenue history
Niche-specific templates (e.g., designer vs. developer) with 90% user-reported success
professional
Create business plan, projections, EIN forms
Provide US business address via partner service
Log banks applied to, status, notes
Quiz-based solo business profile
All docs in one zipped professional package
Bank-specific advice from user submissions
Add logo/domain to all docs
Anonymized approval stories
Pre-written bank inquiry emails
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| niche | text | Yes |
| created_at | timestamp | No |
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| business_name | text | No |
| description | text | Yes |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| type | text | No |
| url | text | Yes |
| generated_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| bank_name | text | No |
| status | text | No |
| notes | text | Yes |
Relationships:
/api/profile/createBuild business profile
/api/documents/generateGenerate doc bundle
/api/applicationsLog new application
/api/applicationsList user apps
/api/tips/:bankGet bank tips
/api/subscribeStripe checkout
No tracker
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 200 | 4% | $80 | $960 |
| Month 6 | 1,500 | 6% | $900 | $10,800 |
AI-generated docs tailored for freelancers – get approved fast.
Share free doc samples in freelance Facebook groups. Email list from Upwork forums. Offer beta access via LinkedIn freelancer posts.
Team-focused banking
Requires incorporation
Pre-incorp doc builder for solos
Subaccounts
Approval hurdles
Bypass with custom kits
Crowdsourced approval data refines templates creating accuracy moat
2024 IRS freelance rules demand better separation, banks tightening solos
Doc accuracy claims
Disclaimers, user edits
AI hallucinations
Prompt engineering + review
Success: 15 confirm pain
Success: 150 signups
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