Instant, transparent insurance quotes for small businesses—no brokers needed.
Small business owners struggle with opaque and expensive insurance pricing, making it hard to find affordable coverage without relying on brokers.
QuoteHive uses a smart calculator to generate side-by-side quotes from multiple insurers based on your business details. It breaks down pricing factors transparently, showing exactly why costs vary. Users get affiliate links to apply directly, cutting out opaque broker fees.
Small business owners seeking insurance coverage
Real-time quote simulation with 100% pricing transparency, powered by aggregated public rate data—no phone calls or agents.
friendly
Input business type, revenue, employees to get instant multi-provider quotes.
Visual charts explaining coverage costs, risk factors, and savings opportunities.
Save and track quotes over time with export to PDF.
One-click links to insurer sites with pre-filled forms.
Notify when better quotes become available based on market changes.
Sortable table of quotes by price, coverage, provider rating.
Generate branded reports for business records.
User-submitted ratings integrated into comparisons.
PWA for on-the-go quote checks.
Embed quotes in user's accounting software.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| business_name | text | Yes |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| business_type | text | No |
| revenue | int | No |
| total_cost | int | Yes |
| saved | bool | No |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| quote_id | uuid | No |
| provider_name | text | No |
| quote_cost | int | No |
| coverage_details | text | Yes |
Relationships:
/api/quotesGenerate new quotes based on input data
/api/quotesFetch user's quote history
/api/quotes/:idUpdate or save a quote
/api/alertsSet up price alert notifications
/api/providersList available providers and rates (public)
No history export
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 200 | 2% | $116 | $1,392 |
| Month 6 | 1,500 | 4% | $1,740 | $20,880 |
Compare real quotes for your small business without the hassle or hidden fees.
Post in Reddit r/smallbusiness and r/Entrepreneur with a free beta invite link, offering first 50 users lifetime Pro access. DM 20 small biz owners on LinkedIn from local chambers of commerce. Run $50 Facebook ad targeting 'small business insurance' keywords.
Wide provider network
Opaque broker fees
Direct transparent quotes, no middlemen
Fast online quotes
Single provider focus
Multi-provider comparison
Aggregated user quote data for increasingly accurate simulations and network effects in pricing benchmarks.
Rising insurance premiums post-pandemic and shift to digital tools make small biz owners demand transparency.
Insurance regulations on quoting
Use affiliate model, disclose estimates, consult lawyer
Low adoption due to trust in brokers
Free tier + testimonials
Inaccurate quote estimates
Use conservative public data sources
Success: 70% express interest in tool
Success: 20% retention after first quote
Success: 500 signups
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