Auto-sync bank transactions across currencies with smart tax tagging.
Solopreneurs and indie hackers lack affordable tools for multi-currency expense tracking and automated tax categorization.
FlowSpend connects to your bank via Plaid/Plaids-like API to pull multi-currency transactions automatically. It handles conversions and applies rule-based tax tags tailored for solopreneurs. Generate compliant reports without lifting a finger.
Indie hackers and solopreneurs managing multi-currency expenses from international clients or operations
Seamless bank sync for hands-off tracking, with indie-specific tax tagging rulesets.
professional
Connect banks (Plaid integration) for auto-import of transactions.
Detect and convert foreign transactions on import.
Merchant-based auto-categorization for taxes (e.g., AWS -> software).
Approve/edit tags before finalizing.
Automated tax summaries by category.
Divide single tx into multiple categories.
Notify on high expenses.
Link multiple banks.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| tax_country | text | No |
| stripe_id | text | Yes |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| account_id | text | No |
| bank_name | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| account_id | uuid | No |
| amount | int | No |
| currency | text | No |
| merchant | text | No |
| tax_category | text | Yes |
| date | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| merchant_pattern | text | No |
| category | text | No |
Relationships:
/api/syncTrigger bank sync
/api/transactionsFetch transactions
/api/rulesCreate tagging rule
No rules, basic reports
3 banks
Priority sync
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 150 | 4% | $120 | $1,440 |
| Month 6 | 1,000 | 7% | $1,400 | $16,800 |
Solopreneurs: Auto-import, tag for taxes, report effortlessly for $20/mo.
Validate via Indie Hackers newsletter shoutout for beta testers. Join freelance Discords and offer free sync setup. Target PH makers with international Stripe payouts.
Personal finance
No tax focus or business
Tax-centric for indies
Network of user-defined tagging rules shared anonymously for better auto-tagging.
Plaid expansion to more countries; rise in cross-border banking for creators.
Bank API limits
Fallback manual import
Success: 15 confirm bank sync need
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