Shield your global payments from failures and fees with smart multi-rail failover
Indie fintech makers lose profitability from unreliable international payment rails and high fees that erode margins in global solo operations.
RailShield acts as a proxy layer on your payment links, attempting primary rail (Stripe), then failover to alternatives like PayPal or local gateways if fails or fees high. It provides a reliability dashboard with uptime stats and fee comparisons. Solo fintechs get bulletproof international billing without rebuilding stacks.
Solo indie fintech makers with global customer bases billing international clients
Real-time multi-rail failover proxy, built for embedded use in indie apps
supportive
Multi-rail attempt on payment init
Custom hosted payment pages
99%+ success tracking
Live fee quotes per rail
Unified events to your backend
Route by IP/country
White-label pages
Export uptime data
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| api_key | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| amount | int | No |
| status | text | No |
| rails_attempted | text | Yes |
| final_rail | text | Yes |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| primary_rail | text | No |
| failover_rails | text | No |
| geo_rules | text | Yes |
Relationships:
/api/proxy/payInitiate failover payment
/api/transactionsList user transactions
/api/configUpdate rail config
/api/uptimeSuccess rate stats
/api/webhookUnified webhook
Basic dashboard
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 60 | 3% | $135 | $1,620 |
| Month 6 | 600 | 6% | $1,080 | $12,960 |
RailShield's failover proxy ensures success and low fees – embed and forget for your global customers.
Target failed payment complaints on Twitter/Reddit; Offer beta to PH fintech products; Personal outreach to 20 indie directories.
Global reach
No auto-failover
Smart proxy over it
Routing
Not solo-friendly
Micro-SaaS pricing
Transaction data refines failover logic, improving with scale
Increasing payment failures from regs + embedded payments trend
Proxy latency
Edge functions
Provider changes
Modular rails
Success: 95% success lift
Success: 10% convert
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