AI-powered custom insurance matcher slashing premiums for SMB cyber risks.
Small business owners face high insurance premiums for generic packages that fail to provide affordable, customizable coverage for niche risks like cyber threats.
NicheRiskAI uses AI to assess your business's unique cyber risk profile via a quick quiz, then matches you with affordable, tailored policies from niche providers. It eliminates generic high-premium packages by focusing on precise coverage for threats like data breaches or ransomware. Get quotes in minutes and save up to 40% on insurance costs.
Small and medium-sized business owners (SMBs)
Real-time AI risk scoring with provider API integrations for instant, hyper-customized quotes unavailable in traditional brokers.
professional
Interactive 5-min quiz generates personalized cyber risk score.
AI matches risk profile to 10+ niche insurers for custom quotes.
Side-by-side view of coverage, premiums, and deductibles.
Download PDF quotes or share via email.
One-click buy through Stripe with e-signature.
Monthly email updates on evolving business risks.
User-rated insurer feedback.
Invite accountant/CFO to review quotes.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| business_name | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| risk_score | int | No |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| assessment_id | uuid | No |
| provider_name | text | No |
| premium | int | No |
| status | text | No |
Relationships:
/api/assess-riskSubmit quiz data, return risk score and quotes
/api/quotes/:idFetch specific quote details
/api/quotesList user's quotes
/api/purchaseInitiate policy purchase
/api/providersList available insurers
No exports or purchases
1 business
5 businesses
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 100 | 3% | $60 | $720 |
| Month 6 | 800 | 5% | $800 | $9,600 |
Tailored coverage for your SMB's exact risks—no more overpriced generics.
Post in SMB Facebook groups and LinkedIn insurance threads offering free assessments; DM 20 owners from r/smallbusiness who mention insurance pains; partner with local accountant newsletters for referrals.
Fast online quotes
Limited niche customization
AI-driven niche risk matching beats generic bundles
Proprietary AI risk model trained on SMB data, creating quote accuracy network effects.
Rising cyber attacks (up 300% post-2023) with SMBs underserved amid insurer tech investments.
Insurance regulations vary by state
Partner with licensed brokers, add disclaimers
Low awareness of niche needs
Educate via content marketing
Success: 80% confirm high premiums issue
Success: 10 paid conversions
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