Seamless M-Pesa to crypto ramps for Kenyan web3 apps
Kenyan web3 startups are stalled by unclear Central Bank of Kenya regulations and a ban on banks processing crypto transactions, blocking business growth and partnerships.
MpesaRamp provides API integrations for M-Pesa fiat inflows to stablecoins, bypassing bank bans via compliant mobile money processors. Startups embed ramps in their dApps for user deposits without regulatory blocks. It handles KYC lite and transaction logging for CBK audits.
Kenyan web3 startups
Pre-built, no-code embeds optimized for Kenyan telcos, zero bank dependency
friendly
Embeddable UI for M-Pesa to USDC swaps
Real-time deposit confirmations
Lightweight ID verification via integrations
Exportable audit trails for CBK
Manage fiat withdrawals to M-Pesa
Volume and conversion metrics
Connect to various L2 chains
White-label ramps
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| api_key | text | No |
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| mpesa_txn_id | text | No |
| amount_fiat | int | No |
| crypto_amount | int | No |
| status | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| verified | bool | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| address | text | No |
Relationships:
/api/ramps/createInit M-Pesa ramp
/api/transactionsList user txns
/api/webhooks/mpesaReceive M-Pesa callbacks
/api/kyc/verifySubmit KYC
Sandbox only
1% fee cap
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 30 | 10% | $120 | $1,440 |
| Month 6 | 150 | 15% | $900 | $10,800 |
Bank-free ramps for your Kenyan web3 startup – compliant and simple.
Reach out to M-Pesa integrated web3 projects on GitHub Kenya repos; Offer beta access to Solana/Base builders in Nairobi dev communities; Partner with 2 local exchanges for referrals.
Global cards
No M-Pesa, bank reliant
M-Pesa native, CBK compliant
Exclusive M-Pesa processor partnerships and txn data moat
M-Pesa crypto pilots by Safaricom aligning with CBK sandbox
M-Pesa policy changes
Multi-processor backup
Webhook failures
Retries and monitoring
Success: 70% willing to pay
Success: $100 txn volume
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