Split and categorize shared nomad expenses with bank integrations and auto-approvals.
Digital nomads endure bookkeeping chaos from manually categorizing complex travel and remote work expenses without automation.
Connect banks for auto-import, then split shared trip costs (Airbnbs, dinners) with roommates via links. AI suggests splits and categories based on group rules. One dashboard for personal + shared expenses with exportable ledgers.
Digital nomads managing frequent travel and remote work expenses
Group splitting tailored for nomad co-livers, with bank-direct categorization.
edgy
Plaid sync pulls transactions, auto-categorizes solo/shared.
Generate links for roommates to confirm splits and categories.
Set trip-wide rules like 'all Ubers = transport split 50/50'.
Single view of personal + owed/paid shares.
Export settled ledgers for accounting software.
Slack/Discord bots for quick splits.
Auto-split monthly coworking or visas.
Visual owed balances with payment reminders.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| plaid_token | text | Yes |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| name | text | No |
| invite_code | text | No |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| group_id | uuid | Yes |
| user_id | uuid | No |
| amount | int | No |
| split_users | text[] | Yes |
| category | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| group_id | uuid | No |
| from_user_id | uuid | No |
| to_user_id | uuid | No |
| amount | int | No |
Relationships:
/api/groupsCreate or join group
/api/expenses/splitPropose split for approval
/api/balancesFetch group debts
/api/plaid/linkInitiate bank connect
No bank sync
5 members/group
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 180 | 3.5% | $220 | $2,640 |
| Month 6 | 1,400 | 6% | $2,940 | $35,280 |
Auto-import, categorize, and settle shared trips – bank-connected and drama-free.
Seed with nomad Facebook groups and co-living Discords, offer free groups for early pods. Cross-promo with Airbnb Experiences hosts. Email NomadList group organizers.
Splitting
No auto-import or categorization
Bank + cat + nomad focus
Gear sharing
Niche to gear, no banks
Broad nomad expenses
Network effects from shared groups lock in users and their networks.
Rise of nomad co-living and house-sitting groups demanding shared finance tools.
Plaid compliance issues
Use official Plaid, legal review
Group virality slow
In-app invites + incentives
Success: 10 express interest
Success: 20% viral coeff
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