MozKYCPro

Automated KYC compliance for Mozambican fintechs in minutes, not days.

Score: 8.1/10MZMedium BuildReady to Spawn
Brand Colors

The Opportunity

Problem

Fintech startups in Mozambique incur high compliance costs due to stringent Bank of Mozambique AML/KYC regulations without adequate digital tools.

Solution

MozKYCPro streamlines customer onboarding by verifying Mozambican IDs, passports, and BI cards against Bank of Mozambique standards using AI-powered OCR and facial recognition. It generates compliant audit trails and integrates seamlessly with your app via API. Fintechs save 80% on manual compliance costs while ensuring regulatory adherence.

Target Audience

Fintech startups based in or targeting the Mozambique market

Differentiator

Tailored exclusively for Bank of Mozambique KYC rules with local ID templates and Portuguese/Mozambican language support—no generic global tool can match this precision.

Brand Voice

professional

Features

ID Document Scanner

must-have20h

AI extracts data from Mozambican BI, passports, and NUIT using OCR.

Facial Biometric Match

must-have15h

Compares selfie to ID photo with liveness detection.

KYC Workflow Builder

must-have12h

Drag-and-drop onboarding flows compliant with BoM regs.

Audit Log Export

must-have8h

One-click PDF/CSV reports for BoM submissions.

API Integration

must-have10h

Webhooks for real-time verification in your fintech app.

Bulk Upload

nice-to-have6h

Process multiple docs at once for enterprise teams.

Custom Risk Scoring

nice-to-have8h

Configurable rules for high-risk customers.

SMS/Email Notifications

nice-to-have5h

Automated alerts for verification status.

Total Build Time: 84 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
company_nametextNo
created_attimestampNo

verifications

ColumnTypeNullable
iduuidNo
user_iduuidNo
customer_nametextNo
statustextNo
verified_attimestampYes

Relationships:

  • user_id references users(id)

audit_logs

ColumnTypeNullable
iduuidNo
verification_iduuidNo
actiontextNo
timestamptimestampNo

Relationships:

  • verification_id references verifications(id)

API Endpoints

POST
/api/verifications

Create new KYC verification

🔒 Auth Required
GET
/api/verifications/:id

Get verification status

🔒 Auth Required
GET
/api/verifications/:id/logs

Fetch audit logs

🔒 Auth Required
POST
/api/webhooks/verification-complete

Receive completion notifications

Tech Stack

Frontend
Next.js 14 + Tailwind CSS + shadcn/ui
Backend
Supabase Edge Functions
Database
Supabase Postgres
Auth
Supabase Auth
Payments
Stripe
Hosting
Vercel
Additional Tools
Vercel AI SDK for OCRSupabase Storage

Build Timeline

Week 1: Core auth and DB setup

25h
  • User signup/login
  • Basic dashboard

Week 2: ID Scanner MVP

30h
  • OCR integration
  • Verification endpoint

Week 3: Biometrics and workflows

25h
  • Facial match
  • Workflow builder

Week 4: API, reports, polish

20h
  • Audit exports
  • Landing page

Week 5: Testing and launch prep

15h
  • E2E tests
  • Payments
Total Timeline: 5 weeks • 115 hours

Pricing Tiers

Free

$0/mo

No API

  • 10 verifications/month
  • Basic OCR
  • Audit logs

Pro

$29/mo

1 user

  • Unlimited verifications
  • API access
  • Biometrics
  • Exports

Enterprise

$99/mo

None

  • All Pro + Team seats
  • Priority support
  • Custom rules

Revenue Projections

MonthUsersConversionMRRARR
Month 1505%$73$876
Month 630012%$1,080$12,960

Unit Economics

$40
CAC
$600
LTV
4%
Churn
92%
Margin
LTV:CAC Ratio: 15.0xExcellent!

Landing Page Copy

Slash KYC Costs for Your Mozambican Fintech

AI-powered verification compliant with Bank of Mozambique—onboard customers 10x faster.

Feature Highlights

Moz-specific ID parsing
Biometric security
BoM-ready reports
API-first integration

Social Proof (Placeholders)

"'Saved us $5k/month on compliance.' — FintechX CEO"
"'Perfect for local regs.' — StartupY"

First Three Customers

Reach out to 20 Mozambican fintech founders on LinkedIn (search 'fintech Mozambique') offering free 3-month Pro access for feedback. Attend Maputo startup events like Africa Fintech Summit virtually. Post in Mozambique business Facebook groups with a demo video.

Launch Channels

Product Huntr/fintech Indie HackersLinkedIn Mozambique Fintech

SEO Keywords

Mozambique KYC toolBank of Mozambique compliancefintech KYC automation MozambiqueBI card verification API

Competitive Analysis

$1+ per verification
Strength

Global scale

Weakness

No Moz-specific templates or BoM compliance

Our Advantage

Hyper-local focus at 10x lower cost

🏰 Moat Strategy

Proprietary dataset of Mozambican ID formats and BoM rule updates via community feedback.

⏰ Why Now?

Mozambique fintech boom post-2023 regulations; BoM pushing digital compliance amid mobile money growth.

Risks & Mitigation

legalmedium severity

Regulatory changes

Mitigation

Subscribe to BoM newsletters, quarterly audits

technicalhigh severity

OCR accuracy on local docs

Mitigation

Beta test with 10 fintechs pre-launch

marketmedium severity

Low adoption

Mitigation

Free tier + targeted outreach

Validation Roadmap

pre-build7 days

Interview 10 Moz fintechs

Success: 3+ express interest

mvp14 days

Launch waitlist + demo

Success: 50 signups

launch30 days

PH launch

Success: 10 paying users

Pivot Options

  • Expand to Angola/Namibia KYC
  • White-label for banks
  • General doc verification SaaS

Quick Stats

Build Time
115h
Target MRR (6 mo)
$2,000
Market Size
$5.0M
Features
8
Database Tables
3
API Endpoints
4