AI that explains exactly why fixed income ETFs hit R$51B
Brazilian investors lack clear understanding of why fixed income ETFs grew to R$51B beyond just high Selic rates, leading to suboptimal portfolio allocation
IQFixa is an AI analyst specialized in Brazilian fixed income that answers any question about ETF growth drivers, analyzes your current allocation, and provides personalized explanations that go far beyond 'high Selic rates'. It continuously learns from new CVM filings and regulatory updates.
Brazilian retail and institutional investors allocating to ETFs
Domain-specific LLM fine-tuned on 7 years of Brazilian fixed income regulatory documents, CVM filings, and investor forum discussions.
insightful and conversational
Ask anything about fixed income ETFs and get deeply researched answers
Upload portfolio and receive AI explanation of factor exposures
AI-generated brief explaining latest movements in context of the R$51B story
AI explains how new rules affect specific ETFs in plain language
Suggests portfolio adjustments with clear reasoning tied to growth factors
All past questions saved with ability to reference previous context
Speak questions and receive spoken explanations (Web Speech API)
Every answer includes links to original CVM or regulatory sources
Teams can share a workspace with common knowledge base
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| profile | jsonb | Yes |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| messages | jsonb | No |
| context_portfolio | jsonb | Yes |
| created_at | timestamp | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| source_type | text | No |
| title | text | No |
| content | text | No |
| embedding | text | Yes |
| updated_at | timestamp | No |
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| allocations | jsonb | No |
| last_analysis | timestamp | Yes |
Relationships:
/api/chatSend message to specialized ETF analyst AI
/api/portfolio/analyzeUpload and get AI diagnosis of portfolio
/api/brief/weeklyGenerate or retrieve latest weekly AI brief
/api/regulatory/explainExplain impact of specific CVM resolution or law
No history after 7 days
None
Multi-user
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 220 | 13% | $715 | $8,580 |
| Month 6 | 1,850 | 22% | $10,175 | $122,100 |
Ask any question about the R$51B growth. Get clear, cited, personalized answers from an AI that only studies Brazilian renda fixa.
1. Offer free lifetime Pro access to 15 active personal finance creators on YouTube and Instagram in exchange for honest video reviews. 2. Partner with two mid-sized family offices to use the tool with their clients and gather feedback. 3. Seed a private Discord community for power users who get early access and influence the knowledge base.
General knowledge
No specialization in Brazilian regulations or fixed income ETFs
Deep domain expertise and up-to-date regulatory grounding
Data heavy
No conversational interface or synthesis
Translates data into actionable understanding
Continuously growing proprietary vector database of Brazilian fixed income regulatory documents and outcomes that improves answer quality over time
Recent explosion of LLM capabilities combined with increasing complexity of Brazilian fixed income regulation creates perfect conditions for a specialized AI analyst.
AI gives inaccurate financial advice
Strong disclaimers, citation of all sources, position as educational tool only
Hallucinations on regulatory details
Heavy RAG implementation with source grounding and human review of core knowledge base
High OpenAI API costs at scale
Cache common questions, use cheaper models for simple queries, implement usage tiers
Success: 85% of answers rated as 'excellent' by target users
Success: Average conversation rating >4.2/5 and 18% conversion to paid
Success: 1500 users and $1800 MRR within 45 days
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