CedeWise.com

Intelligent reinsurance matching to cut FRA capital requirements by 60%

Score: 7.0/10EgyptMedium Build
Brand Colors

The Opportunity

Problem

Egyptian insurers face tenfold capital requirements under new FRA regulatory overhaul, creating massive funding pressure

Solution

CedeWise is a specialized reinsurance marketplace for Egyptian traditional insurers. Users upload risk portfolios, receive curated matches with local and international reinsurers, manage digital treaty workflows, and automatically validate against FRA cession rules. This accelerates risk transfer and directly lowers the capital insurers must hold under the new tenfold requirements.

Target Audience

Egyptian insurance company owners and executives operating traditional insurers

Differentiator

Pre-vetted Egyptian-focused reinsurer network combined with automated FRA treaty compliance engine that no global platform currently offers for this market.

Brand Voice

efficient, trustworthy

Features

Risk Profile Builder

must-have40h

Structured upload and categorization of risks with automatic FRA classification

Smart Reinsurer Matching

must-have55h

Algorithm that matches risks to the best reinsurers based on capacity, pricing and history

Digital Treaty Workflow

must-have50h

End-to-end contract negotiation, e-signature and execution tools

FRA Compliance Validator

must-have45h

Real-time checking that all cessions meet new regulatory standards

Cession Dashboard

must-have35h

Real-time view of all active treaties, exposure reduction and capital relief

Claims Reconciliation

must-have40h

Track and reconcile claims against reinsured policies

Market Rate Intelligence

nice-to-have30h

Anonymous benchmarking of reinsurance rates in the Egyptian market

Automated Renewals

nice-to-have35h

Proactive renewal management with pre-filled documentation

Performance Analytics

nice-to-have45h

Reinsurer reliability scoring based on historical data

Total Build Time: 375 hours

Database Schema

users

ColumnTypeNullable
iduuidNo
emailtextNo
company_iduuidNo
created_attimestampNo

Relationships:

  • belongs_to companies via company_id

companies

ColumnTypeNullable
iduuidNo
nametextNo
license_numbertextNo
capital_deficitintYes
created_attimestampNo

risk_submissions

ColumnTypeNullable
iduuidNo
company_iduuidNo
portfolio_datatextNo
statustextNo
capital_relief_estimateintYes
created_attimestampNo

Relationships:

  • belongs_to companies via company_id
  • has_many matches

reinsurance_contracts

ColumnTypeNullable
iduuidNo
submission_iduuidNo
reinsurer_iduuidNo
termstextNo
statustextNo
signed_attimestampYes

Relationships:

  • belongs_to risk_submissions via submission_id

API Endpoints

POST
/api/submissions

Create new risk submission for cession

🔒 Auth Required
GET
/api/matches

Retrieve matched reinsurers for a submission

🔒 Auth Required
POST
/api/contracts

Create and send digital treaty for signature

🔒 Auth Required
POST
/api/compliance/check

Validate treaty against current FRA rules

🔒 Auth Required
GET
/api/dashboard/cessions

Get overview of active cessions and capital relief

🔒 Auth Required

Tech Stack

Frontend
SvelteKit + TailwindCSS
Backend
Node.js + Express
Database
PostgreSQL on Neon
Auth
Clerk
Payments
Flutterwave
Hosting
Fly.io
Additional Tools
Socket.io for live match updatesBullMQ for background matching jobsAWS S3 for document storage

Build Timeline

Week 1: Core platform setup

42h
  • SvelteKit + Node boilerplate
  • Database schema
  • Clerk auth
  • Company verification flow

Week 2: Risk submission system

48h
  • Risk upload UI and parser
  • Submission API
  • Basic dashboard

Week 3: Matching engine

55h
  • Rule-based matching algorithm
  • Reinsurer database
  • Match notification system

Week 4: Contract workflow

60h
  • Digital contract builder
  • E-signature integration (DocuSign alternative)
  • FRA compliance checker

Week 5: Real-time features

45h
  • Live dashboard updates
  • WebSocket implementation
  • Claims tracking module

Week 6: Payments, intelligence and polish

38h
  • Flutterwave billing
  • Market intelligence mock data
  • Testing with mock reinsurers
  • Landing page
Total Timeline: 6 weeks • 420 hours

Pricing Tiers

Starter

$35/mo

1 active treaty

  • 2 risk submissions/month
  • Basic matching
  • Compliance reports
  • Email support

Professional

$99/mo

10 active treaties

  • Unlimited submissions
  • Priority matching
  • Digital workflows
  • Dashboard analytics
  • Priority support

Enterprise

$299/mo

Unlimited

  • Everything in Pro
  • Dedicated reinsurer onboarding
  • API access
  • Custom compliance rules
  • Account manager

Revenue Projections

MonthUsersConversionMRRARR
Month 12520%$620$7,440
Month 614028%$2,650$31,800

Unit Economics

$110
CAC
$1650
LTV
4%
Churn
82%
Margin
LTV:CAC Ratio: 15.0xExcellent!

Landing Page Copy

Transfer Risk. Reduce Capital. Stay Compliant.

The reinsurance marketplace built for Egyptian insurers navigating FRA's tenfold capital rules. Match faster, cede smarter.

Feature Highlights

Access pre-vetted reinsurers familiar with Egypt
Automated FRA treaty compliance
Cut capital requirements up to 60%
Digital end-to-end placement workflow

Social Proof (Placeholders)

"'We placed three treaties in 18 days and reduced our capital ask by EGP 42 million' - Head of Reinsurance, Alexandria Insurance"
"'The compliance checker caught issues our old broker missed' - CFO, Delta Takaful"

First Three Customers

Contact reinsurance heads at the 12 largest Egyptian insurers via warm LinkedIn intros and Egyptian Insurance Federation contacts. Offer free placement of one treaty with full compliance review. Partner with two actuarial firms who advise on reinsurance to co-market the platform as their digital execution layer.

Launch Channels

Egyptian Insurance Federation annual conferenceLinkedIn campaigns targeting 'reinsurance manager' titles in EgyptReinsurance-focused WhatsApp groupsContent series on 'FRA and Reinsurance Strategy'Partnership emails to regional reinsurers

SEO Keywords

reinsurance Egypt FRAEgyptian insurer reinsurance placementreduce capital through reinsurance EgyptFRA compliant reinsurance treatyinsurance risk cession platform

Competitive Analysis

Placing Platform (global)

https://www.placingplatform.net
Transaction fees
Strength

Large international network

Weakness

No Egypt-specific FRA compliance tools or local reinsurer curation

Our Advantage

Deep integration with Egyptian regulations and faster local placement cycles

Traditional Reinsurance Brokers

N/A
Commission based
Strength

Personal relationships

Weakness

Slow, opaque, high fees, no self-service dashboard

Our Advantage

Transparent marketplace with real-time tracking at 40% lower cost

🏰 Moat Strategy

Network effects from growing reinsurer participation and proprietary dataset of Egyptian risk acceptance patterns. Regulatory compliance engine becomes more accurate with every treaty processed.

⏰ Why Now?

The sudden 10x capital increase has forced every traditional insurer to seek immediate reinsurance capacity, creating urgent demand for a streamlined digital solution.

Risks & Mitigation

marketmedium severity

Reinsurers may be slow to adopt a new Egyptian platform

Mitigation

Start with 8 pre-vetted reinsurers through direct outreach and offer zero platform fees for first 6 months

legalhigh severity

Platform being seen as unlicensed insurance intermediary

Mitigation

Structure as technology provider only. Partner with licensed brokers for execution layer and obtain legal opinion from FRA specialist

executionmedium severity

Building accurate matching algorithm is complex

Mitigation

Begin with rule-based system and evolve to ML after collecting initial dataset

Validation Roadmap

pre-build12 days

Interview 12 reinsurance managers and 8 reinsurers about current pain points

Success: Confirmed willingness to use digital platform and pay subscription

mvp35 days

Run closed pilot with 3 insurers and 4 reinsurers

Success: At least 2 treaties executed through platform

launch45 days

Launch with initial reinsurer panel

Success: $2,000 MRR and 4 live treaties within 45 days

growth60 days

Expand reinsurer network and gather case studies

Success: 15 active companies and documented capital relief stories

Pivot Options

  • Become full-service reinsurance broker using platform
  • Expand to African markets with similar capital pressures
  • Add parametric insurance products

Quick Stats

Build Time
420h
Target MRR (6 mo)
$6,500
Market Size
$4.5M
Features
9
Database Tables
4
API Endpoints
5