Localized invoices for global clients – pay like locals, fees under 1%.
Freelancers lose significant income to high fees and face restrictive limitations when processing payments from international clients via Stripe and PayPal.
BorderlessBill creates invoices with embedded local payment options (UPI, Pix, PromptPay) detected from client details. Bypasses Stripe/PayPal limits and fees entirely for 100+ countries. Funds convert and payout locally optimized.
Freelancers serving international clients and billing $5K-50K/month
Hyper-local payment embeds, no client account needed, highest acceptance rates.
edgy/supportive
Invoice links show country-specific methods.
Auto-fill best options from IP/email.
Bill in client currency, settle in yours.
1-hour settlements where possible.
Track which methods convert best.
Pre-built for common countries.
Brand as your own.
AI dictations.
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| text | No | |
| preferred_currency | text | Yes |
| payout_method | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| user_id | uuid | No |
| client_email | text | No |
| local_methods | jsonb | No |
| status | text | No |
Relationships:
| Column | Type | Nullable |
|---|---|---|
| id | uuid | No |
| invoice_id | uuid | No |
| method_used | text | No |
| fee | int | Yes |
| settled | bool | No |
| Column | Type | Nullable |
|---|---|---|
| code | text | No |
| methods | jsonb | No |
/api/invoices/createGenerate with locals
/api/local-methods/:countryFetch options
/api/payments/settle/:idHandle callback
/api/analytics/:userIdConversion rates
Manual settle
| Month | Users | Conversion | MRR | ARR |
|---|---|---|---|---|
| Month 1 | 60 | 6% | $90 | $1,080 |
| Month 6 | 400 | 10% | $1,000 | $12,000 |
Embed UPI/Pix for Brazil/India clients, fees <1%, 95% acceptance.
Scrape Fiverr/Upwork profiles in emerging markets, DM with demo video; post case study on Hacker News 'freelance int'l payments'; Reddit r/digitalnomad thread.
Features rich
Generic payments
Local methods boost pay rates
Local APIs
Dev heavy
No-code for freelancers
Country-method acceptance data moat from user invoices.
Emerging market freelance boom + open local payment APIs maturing.
Low awareness locals
Education content
API coverage gaps
Fallback to cards
Local regs
PSP partnerships
Success: 90% prefer locals
Success: 80% acceptance
Success: 2x better
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